Would you let to a Tenant with CCJs?

benjus

I'm sure it's tempting to brush these concerns under the carpet and avoid the hassle of looking for another tenant and starting the process all over again, avoid/reduce a void period, etc.

But from what you've said I suspect you'll regret it if you accept this guy. A void period is likely to be much less financially damaging to you than a non-paying tenant that you have to evict.

Your call.

TBeckett100

if someone cant/won't pay a council tax debt, which I think can land you in prison, then I suspect a landlord's bill which falls down the creditor list will be viewed with equal contempt.

Remember why you are doing these checks in the first place. To assess the past behavior and to spot what you have just discovered. Let them walk away and be someone else's problem.

Just ask yourself why they haven't even cleared their debts before taking on more commitment.

densol_2

I'm confused - is it a CCJ on Experian for £10 k PLUS non payment of council tax as well ? Also owing £10k and not paying is a huge amount - not two payments or an oversight. I would say no

Just_a_Girl_2

I don't think he was trying to deceive you. Council tax debts don't end up on your credit file so I think he probably just got the terminology mixed up.

DandelionPatrol

Just_a_Girl wrote: »

I don't think he was trying to deceive you. Council tax debts don't end up on your credit file so I think he probably just got the terminology mixed up.

He seems to have deceived you ...

He has CCJ's amounting to £10,000 which is highly unlikely to be Council Tax. And if you have CCJ's for £10,000 then there are more significant debts to remember.

G_M

My biggest concern is whether you are in the right business.

I am only too willing to help both landlords and tenants with queries on this forum, but if you need to ask this question, perhaps the best advice is to suggest you consider selling the property and investing in equities instead.

Malibusmash

I was trying to be fair and work out whether or not to give someone a chance G_M, after all we all have our cross to bear and none of us are perfect.

However, as a round up of all your opinions - and thank you all - I have decided not to pursue.

Kynthia

Someone who had a CCJ years ago, had made payment now, was upfront with you, and no longer was in the circumstances that caused that debt is worth considering. If they can evidence they make regular rent payments now and have a good reference from the landlord before their current one (who may lie to get rid of them), then that's even better confirmation that they've turned things around.