We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Halifax Student Account

Options
I have had a student acc for 1 year, I have gone over my overdraft limit by 27p will I still be charged 30 pound?

Comments

  • CrispyUK
    CrispyUK Posts: 230 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    They may give you a small 'grace buffer' on which you won't get charged - or they might not.

    Your best bet is to get the account credited with some funds ASAP to get you back on the right side of your limit and see what happens - if you do get charged speak to the bank nicely and they may waive the charge for your 'first offence' :)
  • Lavendyr
    Lavendyr Posts: 2,610 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Agreed, put your account in credit as soon as you can and ring them to explain - they may waive the charges this time if you call them and apologise and explain the situation.
  • BruceyBonus
    BruceyBonus Posts: 1,143 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    First thing Monday morning, walk into the branch and pay in cash over the counter. You probably won't be charged.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.