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Noddle credit card eligibility check

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KILL_BILL
KILL_BILL Posts: 2,183 Forumite
Does or has any one used this eligbility check to see what cards they may be eligble for.

Is it better than the other eligibility checks that are out there.

The reason I ask - not that i am going to apply for a card - but i defaulted on my capital one card and it was brought by lowell.


Noodle eligbility have stated that i have a good chance of being accepted for a capital one card even though the truth is i defaulted on one of their cards just under 2 years ago

surely that cant be right

Comments

  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I was tempted with Luma, have since re considered. i'm with SC to reduce and pay what I owe.

    Eligibility checkers are NO guarantee of acceptance.

    I have compared cards with noodle/equifax/mse much the same t.b.h
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • 2ofclubs
    2ofclubs Posts: 25 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    If you have defaulted already with them then my money is on them turning you down. Luma is owned by Capital one and again i would avoid applying for it,

    I have four defaults which get wiped this year, I got turned down both for Capital One and and Luma.

    I was recently accepted for Aqua and Vanquis which i'm delighted about. Give either of these a go,
  • No_6
    No_6 Posts: 835 Forumite
    Part of the Furniture Combo Breaker
    Waste of time, they still do not know how CC score your ratings


    MHO
    6
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