Marriage Allowance

randm

Dazed_and_confused wrote: »

Did he actually pay any tax by the end of the 2018:19 tax year?

Was his tax code from 6 April 2019 to now 1250L?

so looking at his p45 for march 19 it has a tax code at leaving of 1185L, and in the total tax to date it is zero ( i thought tax would have been taken off each month from the pay??) The new tax code of 1375m is stated as from 6th april 19 to 5 april 2020 so i presume that any overpaid will be adjusted in his pay packet. ( can't find the original tax code for april 19-20) so i guess that answers my query:rotfl: though why the previous employer did not take the tax of monthly i have no idea.

Dazed_and_confused

Presumably because he didn't earn enough to pay tax in that tax year??

He cannot get a refund if he hasn't paid any tax in the first place

And yes, he should see an adjustment in his take home pay the first time his employer uses the new tax code. If he's paid monthly this is likely to be worth c£230 at the end of February and then £20 less tax than normal in March. Assuming he is paying tax in this tax year!

randm

Dazed_and_confused wrote: »

Presumably because he didn't earn enough to pay tax in that tax year??

He cannot get a refund if he hasn't paid any tax in the first place

And yes, he should see an adjustment in his take home pay the first time his employer uses the new tax code. If he's paid monthly this is likely to be worth c£230 at the end of February and then £20 less tax than normal in March. Assuming he is paying tax in this tax year!

but doesn't your ni ,pension,tax, get taken off your gross amount?? for example take home pay over the six months working in the first job was 1200 plus with different overtime etc,i think it worked at at £9000, but the salary for the yr if he had stayed would have been double, so surely over the threshold, and therefore tax taken off,( i am not quibbling about the tax rebate here, just trying to understand so can expalin to hubbyy)

Dazed_and_confused

If he was on a cumulative tax code then he would only pay tax if he had earned over his tax code allowances by the end of the tax year.

So tax code 1185L means he would have to earn £11,860 before tax would be paid.

polymaff

What were your husband's total earnings (not take-home) from 6th April 2018 to 5th April 2019?

MrsBond26

Hi, Re, married  tax allowance. I’m unable to work and my husband works full time, he is a seafarer and is eligible to claim his tax back each year providing he meets certain criteria. My question is am I still able to claim the married tax allowance? 

Many Thanks

Ginge880

My wife is disabled and unable to work but gets ESA. I followed your information in the past and applied to the HMRC who stated that we could apply and this we did. However, a cheque was sent to myself and this I placed into our account to be cashed, almost as soon as the cheque cleared my wife received a letter from HMRC stating that she owes exactly the same amount. I thought your advice was to good to be true so went to pay only to find that the HMRC will only accept a cheque or Post Office Postal Order. As I did not have a cheque my bank told me it would cost £35 to make up a cheque and send it to HMRC. I then went to the Post Office and was informed that it would cost £35 as they have to type it out, this I had to do. So as well as having to return £212 I also ended up out of pocket by a further £35.

So I ask, was this a mistake by HMRC or is this application not allowed for those that are disabled and unable to work or even those that are unemployed and therefore do not pay tax. I do however think that the ESA is taxable and my wage did not even exceed £20,000 per year before tax.

Dazed_and_C0nfused

You need to differentiate between being eligible (most people) and whether you, as a couple, can benefit.

Have you checked the letter (calculation?) your wife received?  Is it correct?

Being disabled or unable it work has no relevance, it is what her taxable income was in that particular tax year that counts.  

sheramber

MrsBond26 said:

Hi, Re, married  tax allowance. I’m unable to work and my husband works full time, he is a seafarer and is eligible to claim his tax back each year providing he meets certain criteria. My question is am I still able to claim the married tax allowance? 

Many Thanks

The Marriage Allowance is not an extra amount of allowances. 
If you claim it then your personal allowance is reduced by that amount. So you have a reduced personal allowance. 
   Your husband  gets a credit against his tax liability of the equivalent amount. So if he pays tax he gets a reduction of that amount.   If he doesn't  pay tax then he won't get any benefit  from it.
Whether you, as a couple, benefit depends on  what tax liability each of you has. 

polymaff

Ginge880 said:

I followed your information ...

I thought your advice  ...

was to good to be true so went to pay only to find that the HMRC will only accept a cheque or Post Office Postal Order. As I did not have a cheque my bank told me it would cost £35 to make up a cheque and send it to HMRC. I then went to the Post Office and was informed that it would cost £35 as they have to type it out, this I had to do. So as well as having to return £212 I also ended up out of pocket by a further £35.

So I ask, was this a mistake by HMRC or is this application not allowed for those that are disabled and unable to work or even those that are unemployed and therefore do not pay tax. I do however think that the ESA is taxable and my wage did not even exceed £20,000 per year before tax.

If by "your" you mean Martin Lewis on MSE, Paul Lewis on the BBC, HMRC themselves - then your complaint is justified.

Us forumites - well, I can only speak for myself - have had this right from the start.  Eligibility does not mean that you will actually gain anything.

Looking at your case though, are you sure that HMRC didn't have an electronic payment option?  Could you not get your bank to send you a cheque-book for free?