Policy wording

SOOKS

As a Civil Servant, my motor insurance policy needs to have specific wording in order to be able to claim travel cost etc if I drive for work. The 'musts' are 'UNLIMITED LIABILITY' and the insurer 'INDEMNIFIES THE GOVERNMENT' in the event of a claim (in other words, any accident whilst on Official Business has to be claimed via my insurer, as the government has no insurer). This is not new but is a lot of hassle when changing insurers, hence I normally stay with the same one. However, I'd like to shop around. If anyone knows and can recommend a company that has this wording, I'd love to hear. Thank you

charliewocka

Not overly relevant as this is in Ireland, but my mum has to do the same thing for work. She's never had any issues with any of her insurance companies, just asked them at the time of taking the policy out to indemnify her insurers.

InsideInsurance

Who currently has the wording "unlimited liability" and "indemnifies the government"?

Unlimited liability isnt too uncommon, though some only provide unlimited liability on injury and cap property damage to £40m. Not sure of any that state they indemnify the government.

rs65

Used to be referred to as crown indemnity. Do most insurers not do this on request?