We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Friend house-sitting - is my home insured?
Options
Fan100
Posts: 9 Forumite
Instead of putting our dog in a kennel, we often ask friends to stay in our house and enjoy a 'free' holiday in Cornwall - we are only away for a week and then a few days across the year. It's a win-win for us, our dog and our friends 
No money exchanges hands :T I've never considered it before but do I need to get a special home (contents/ buildings) insurance?
No money exchanges hands :T I've never considered it before but do I need to get a special home (contents/ buildings) insurance? 0
Comments
-
Dunno - but if you run out of friends I'm really nice, clean up after myself and happy to look after your dog;)
(Actually if it were me I would have a read through my house insurance policy docs and contact the provider just to be on the safe side - as obviously you want your insurance to cover the property in your absence whilst someone else is living in your home; albeit temporarily)Don't put it DOWN; put it AWAY"I would like more sisters, that the taking out of one, might not leave such stillness" Emily Dickinson
Janice 1964-2016
Thank you Honey Bear0 -
ahahaha! will keep you in mind
Anyone else have any experience of this?
thanks0 -
ha ha, I will agree with Valli and also vouch for her dog minding
(I will send you my address V. we could have a right good holiday together lol
Cornwall is one of my favourite places.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
Read your insurance policy documents. It's the only way to know.
There will be things excluded while the home is lent to anyone who does not normally live with you whether friends, family or strangers.
Precise details will be in the paperwork.0 -
As long as they arent paying you to stay there then there shouldnt be any problems.
The only query thats going to be realistically raised is if something "goes missing" but there is no sign of break in.0 -
Phone your insurer I'm sure they can advise you or as mentioned check your paperwork.0
-
I agree...tell them your friend is there, say you've known and trusted them for xx years, and get in writing before you go away that they have noted this info and not applied any "special terms" to your policy.0
-
ha ha, I will agree with Valli and also vouch for her dog minding
(I will send you my address V. we could have a right good holiday together lol
Cornwall is one of my favourite places.
and we would take EXCELLENT care of the OP's house and dog for we are sensible ladies.:cool:
Ooh - the cream teas...Don't put it DOWN; put it AWAY"I would like more sisters, that the taking out of one, might not leave such stillness" Emily DickinsonJanice 1964-2016
Thank you Honey Bear0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards