Cold-called, suspected a scam?

horrgakx

Hi all - I got cold-called by 0587955555 and an Indian sounding lady said she was from PPI RECLAIMS. I wanted to humour them knowing fine well not to give out my personal details, so I continued the call. They knew who I was, my address and (obviously) phone number. They said I had a loan between 2005-2009 and told me an amount and said it was from Lloyds TSB - the trouble is I don't remember if I did or not, I may have.

Anyway, she put me through to a man with a Newcastle accent who said the line was bad and he called me back using 01914067097. He again gave me these details and said some info would be sent to me through the post. BUT ... he then asked for my date of birth and mothers' maiden name for security. I told him I wasn't prepared to give that information over the phone and I offered to give him something different but he said that the call couldn't proceed without that information so wished me well and terminated the call.

So - 1) do you think it was a scam? 2) Did I REALLY have a loan from 2005-2009 with Lloyds TSB? I'm sure I've had other loans before but I have NO IDEA who they were with or when ... can I find that out?

Marty_Hopkirk

You answer is here:

http://www.badnumbers.co.uk/0191-406-7097/

When one thought a CMC could not sink lower one goes a bit lower. It's about time these companies were properly and robustly regulated and were made to charge equitible fees in proprtion to the work they carry out.

Marty...

antrobus

horrgakx wrote: »

...So - 1) do you think it was a scam?....

Yes.

horrgakx wrote: »

.... 2) Did I REALLY have a loan from 2005-2009 with Lloyds TSB? I'm sure I've had other loans before but I have NO IDEA who they were with or when ... can I find that out?

You could always ask Lloyds Bank.

horrgakx wrote: »

....... he then asked for my date of birth and mothers' maiden name for security. I told him I wasn't prepared to give that information over the phone and I offered to give him something different but he said that the call couldn't proceed without that information so wished me well and terminated the call.....

P.S. I wonder what would have happened had you responded by giving them a false date of birth and mothers' maiden name?

magpiecottage

antrobus wrote: »

I wonder what would have happened had you responded by giving them a false date of birth

Try 29 February in any odd numbered year - or 31 April, June, September or November.

Tell them your loan was with the Porcine Aerobatic Bank (as in flying pig)

horrgakx

antrobus wrote: »

P.S. I wonder what would have happened had you responded by giving them a false date of birth and mothers' maiden name?

I did actually wonder that. I should have done so to see what happened.

Nasqueron

horrgakx wrote: »

I did actually wonder that. I should have done so to see what happened.

Pick one of the 4 big banks, tell someone they had PPI on a loan/CC and there is a fair chance they may have done - that then suggests that the CMC has some insider knowledge to encourage you to sign up with them - the fact they were lying to you is all the more proof of why no-one should use a CMC