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11.8.07 what small dfw/mse thing will you do or have you done today?
Comments
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was supposed to be going out tonight but plans have changed and im staying in so that saves me some cash
paid off my litlewoods account and also set up a dd for one of my credit cards0 -
Checked online banking and Egg cc statement on line. Updated spreadsheets. Spent nothing!Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Good MSE day today :money:
We discovered we needed a ladder to paint stairs last night as tall OH wasn't tall enough. But got it from Argos and I had £77 of nectar points :eek: so used £35 worth of those so effectively spent nothing and didn't have a plan for the nectar points.
Had a store cupboard lunch
Spotted on facebook that an old uni friend was coming back up here yesterday so text and we were able to meet up for a drink could have been expensive but:
Drove to where I worked and walked in to city centre and back (saved c.£5 on parking or £2.80 each on return bus trips from where we work)
Friend bought us a round of drinks, then his girlfriend did and then they had to go as they were going out for dinner so didn't spend anything
Only went in one shop whilst we were in town and bought something we needed.
Then we really wanted a takeaway but resisted and made the dinner we planned
So could easily have spent £70 in money today but didn't spend anything on this stuff (just £7 on the thing we needed)
Also just transferred spending diaries onto spreadsheet and working on grocery spend so far atm.
Good day in my book :TInitial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580
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