0% transfer

edited 30 November -1 at 1:00AM in Credit Cards
1 reply 458 views
teadog_2teadog_2 Forumite
1 Post
edited 30 November -1 at 1:00AM in Credit Cards
Hi all,
I have a HSBC credit card. I was recently offered a 0% transfer deal on this card, which I took advantage of and transferred the debt from another card.
I now have quite a high balance, half of which is at 0% and the other half I am paying the normal APR.
My question is this- I have recently been offer a 0% deal on a different card, which is at 0 balance. If I transfer an amount from my HSBC card will this amount be taken from the 0% balance or the balance I am paying interest on? many thanks


  • TixyTixy Forumite
    31.5K Posts
    Any balance transfers you make from another account to HSBC will be treated just the same as any other payments you make to your HSBC card.

    So payments will be allocated to the highest APR element of the debt first.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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