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Lloyds mobile phone insurance
Scarla
Posts: 142 Forumite
Has anybody any experience of claiming for damage to mobile phone from Lloyds Insurance?
Son has dropped his phone and screen and back are broken, put in a claim with Lloyds and they will charge me £100 excess, but I am sure I could get it fixed for less than £100. How likely is it that they will just repair the phone and not replace it?
Son has dropped his phone and screen and back are broken, put in a claim with Lloyds and they will charge me £100 excess, but I am sure I could get it fixed for less than £100. How likely is it that they will just repair the phone and not replace it?
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Comments
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They'll repair or refurb, whichever is more economic-you won't get a new for old replacement, if that is what you are hoping.No free lunch, and no free laptop
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I was hoping for a new one yes. Given that the excess is £100, I will repair it myself rather than go through Lloyds.
Can I cancel the claim?0 -
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Received an e-mail saying it would be repaired, so called them and cancelled the claim. Hopefully will not need to claim again on this policy.0
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Most insurers tend to work that way. Repairing if it can be repaired, if not then they will replace.0
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