Investments - who with?

Random47

Hi


Have roughly figured what I am going to invest in (passive mixed assets in pension and ISAs)
but who with?


Have looked at Fidelity, vanguard but who else out there would you recommend I look up.
I prefer internet based so I check on monthly payments in and how the fund is doing etc.


Its hard to gauge a company just on their web site (Good Company but a poor website / Cowboys with a great website), so a bit word of mouth recommendations, pointers would be nice.

Archi_Bald

A lot is about price and features of the broker. For example, you can buy an ISA directly from Vanguard.

Good summary: http://monevator.com/compare-uk-cheapest-online-brokers/, and there's plenty of information about a number of the companies on the forum.

ColdIron

What sums are you talking and will you make monthly investments or just a few lump sums?

Random47

Investments intend to be
Two pensions with 4k lump sum start and £100 p/m 1x20yr & 1x30yr
and
Two ISAs with £100 p/m (poss. up to £200+ as salary increases)

ColdIron

For smaller amounts with regular transactions Charles Stanley Direct are a good bet

Plug some numbers into this site to try some 'what ifs'
http://www.comparefundplatforms.com/

badger09

Archi_Bald wrote: »

A lot is about price and features of the broker. For example, you can buy an ISA directly from Vanguard.

Good summary: http://monevator.com/compare-uk-cheapest-online-brokers/, and there's plenty of information about a number of the companies on the forum.

Did you mean 'can't?'

scrambledeggs

Fidelity have a £100 cashback offer through TCB/Quidco, might be worth it depending how much you are planning on investing.

Random47

Thanks for the links some good reading and comparison info to narrow down what broker will be best for my needs.

G_M

I switched from Fidelity to Cavandish. They use the Fidelity platform and offer all the same investment choices, but with lower fees.

Random47

I switched from Fidelity to Cavandish. They use the Fidelity platform and offer all the same investment choices, but with lower fees.


Have checked using link above what I intend to invest (4*funds & amounts) and difference between Cavandish and Fidelity over 20yrs works out at approx. £1700 total or £21per fund per year.


I note that Cavandish does not have the tools or mobile app that Fidelity have. Not to concerned about app but can anyone comment on the difference in tools. After all £'s are £'s and if you asked me after 20yrs if I want 1700 of them I would say yes please.

AlanP_2

I'm with Fidelity via Cavendish for a pension as the fee was lower that way.

My interface to the investments is through the Fidelity website although I can't deal through it (have to go via Cavendish not unreasonably).

It shows purchases / sales, investment split, fund values and all the basic information.

What tools do you think you want?

To track returns I use the portfolio tool on morningstar (or trustnet do one as well) and my own spreadsheet.