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Barclaycard reporting incorrect information - refund win!

mrs_w
Posts: 29 Forumite
I recently signed up to Experian online to check my credit file (about to finish my DMP so wanted to make sure everything was tickety-boo)
Spotted my Barclaycard showed a £100 balance and that I had a £1000 credit limit which I knew was incorrect but it was showing as available credit to me in lender's eyes.
Barclays made it very clear that I will not be able to obtain further credit from them and that the account will naturally come to a close. So I complained that the information they are reporting on my Experian credit file is factually incorrect and I requested that it be removed/updated immediately.
Result - £100 credited to my account, balance clear and account marked as fully satisfied and closed
We're they in the wrong or have i just been lucky?
Happy Friday!
Spotted my Barclaycard showed a £100 balance and that I had a £1000 credit limit which I knew was incorrect but it was showing as available credit to me in lender's eyes.
Barclays made it very clear that I will not be able to obtain further credit from them and that the account will naturally come to a close. So I complained that the information they are reporting on my Experian credit file is factually incorrect and I requested that it be removed/updated immediately.
Result - £100 credited to my account, balance clear and account marked as fully satisfied and closed
We're they in the wrong or have i just been lucky?
Happy Friday!
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