📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Barclaycard reporting incorrect information - refund win!

I recently signed up to Experian online to check my credit file (about to finish my DMP so wanted to make sure everything was tickety-boo)

Spotted my Barclaycard showed a £100 balance and that I had a £1000 credit limit which I knew was incorrect but it was showing as available credit to me in lender's eyes.

Barclays made it very clear that I will not be able to obtain further credit from them and that the account will naturally come to a close. So I complained that the information they are reporting on my Experian credit file is factually incorrect and I requested that it be removed/updated immediately.

Result - £100 credited to my account, balance clear and account marked as fully satisfied and closed

We're they in the wrong or have i just been lucky?

Happy Friday!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.