Offer of 0% Balance Transfer in addition to my original Balance Transfer

Mindfull

Hello!

I've been with Barclaycard since Feb of this year now and originally took advantage of the 34 month 0% offer.

They are now offering me 0% on any transfers up until December 2015 also.

Should I take advantage of this or is there a catch somewhere?

I know it is a way of trying to get you to ultimately pay interest on the whole balance including your initial transfer but if I transfer any balance and pay it off by December I'll be OK, right?

Sorry if it seems a silly question it's just that I was always warned away from spending on a balance transfer card and I don't know how further BTs work and if you will only start paying off the balance you transferred first (ie you'd have to pay ALL of your balance off before this December to avoid incurring interest?)

Thank yoo in advance!! :j

HappyMJ

I'd stay away. If you couldn't pay it all back by December then you would be liable for interest on the amount transferred (the original BT would still be free of interest). 6 months isn't a very long BT offer. You can find better.