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how long to wait for a CCA repsonse from a DCA

2»

Comments

  • happy_bunny_2
    happy_bunny_2 Posts: 4,488 Forumite
    Yep, sit and wait. But if you were a DCA and being paid, would you be in a rush to do anything?

    In my experience, stopping paying gets their attention.

    A letter stating that no further payments until the CCA arrives would do the trick.

    Obviously up to you how you play this.
    :beer:
  • sourcrates
    sourcrates Posts: 31,796 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    I would follow Happy_bunnys advice here, stopping payment would focus there minds, and let them know you are aware of your rights.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • dobbollah
    dobbollah Posts: 234 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    thanks again, ill let the next payment to them go through which gives them another month to respond, if towards the end of next month i've heard nothing ill tell them i intend to stop paying.......thanks again guys
    Debt free since Jan 2016

    :beer:
  • dobbollah
    dobbollah Posts: 234 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    well a little update - the 14 day chasing letter which I sent last thursday via 1st class signed for still hasnt got there......

    So i went through the moorcroft website and uploaded the letter there.

    Today Arrow Global wrote and acknowledged my request stating all collection activity will be suspended pending provision of the documentation.

    This months DMP payment has already gone but if they don't provide then no more money for them, and hopefully I can negotiate a good settlement.

    The original loan was from Sainsburys in 2008 so lets see what Arrow say !
    Debt free since Jan 2016

    :beer:
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