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Basic bank account and credit rating.

Andybez38
Andybez38 Posts: 1,773 Forumite
Part of the Furniture Combo Breaker
in Credit file & ratings
Does having just a basic bank account (co-op cashminder) affect your credit rating? Is it worth trying to get an upgraded account as i don't need an overdraft, extras, etc.
I came into this world with nothing and I'm gonna leave with nothing.

Comments

  • rizla_king
    rizla_king Posts: 2,895 Forumite
    No they just show as a current account without an overdraft.
    Still rolling rolling rolling...... :) <
    SIGNATURE - Not part of post
  • DCFC79
    DCFC79 Posts: 40,610 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 27 May 2015 at 6:20PM
    It can't affect something that is just useless, lenders don't see the score.
  • stclair
    stclair Posts: 6,847 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    DCFC79 wrote: »
    It can't affect something that is just useless, lenders don't see the score.

    Lenders don't see what type of account it is either.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
This discussion has been closed.
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