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Equifax and Tenant Referencing

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  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    They certainly should not show defaults or other specific account data.

    On the ones I have seen they do not show them, and it's just reporting companies spinning their service to give the impression that their reports will reveal more than they actually do.

    The examples posted earlier are the maximum extent of what is shown as far as I have seen, and even on those report they do their best to make you think it's saying more than it actually does.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • cifpower
    cifpower Posts: 6,502 Forumite
    The response from Equifax:
    Thank you for getting in touch.

    I can confirm that Equifax will only show public data including County Court Judgments and bankruptcies during rental checks.

    You’ll find more information about your credit report at: https://www.equifax.co.uk/help. If you have a question, you should find the answer in our FAQ section. If not, you can send us an online query, and attach your documents to it - no need to worry about them getting lost or delayed in the post.

    I hope you find this useful. If there’s anything else we can do for you, please let us know.

    Kind regards

    Equifax Customer Services
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