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Wednesday 27th May - What small DFW things will you do today?
Comments
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Bob thanks for starting us off this morning.
Dave done on todays savings, as they say every little helps.
Foxgloves Congratulations on your budgeting for June, I really need to get back to more detailed budgeting.
Today I plan to:
LSD
Write shopping list
Go shopping and stick to list
put shopping away
Post on this thread for motivation and inspiration
Open curtains fully
Close curtains before it gets dark
Turn off lights and appliances not in use
B/L/D from stores
Renew library books
Check and reconcile bank accounts
Set DW to run overnight
Set WM to run overnight - enough for a full load
Freezer inventory keep up to date
Fridge inventory keep up to date
Check FPL
Educate children for free
Entertain children and us for free
Read Martin’s email
HWB for daughter’s beds instead of heating
Ongoing projects:
10 minutes shredding
Cull 100 emails
Maintainence:
Empty toaster crumb tray
Clean dehumidifier filter
Clean hobFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Baileys babe - Thanks. Both Mr f & I have had some truly Spendy Decades. I can't believe how much money I used to waste. You will think I'm talking about a different person, but no....this was me. I never budgeted & always overspent my income. So, when my bank statement used to arrive in the post, I'd open it & try & get a quick glimpse of the balance, then I'd tell myself, "Oh, well that's not TOO bad, it could be worse & it's nearly payday" . Then I'd carefully fold it back into the envelope & put it in a drawer. Only, my statement date was mid-month, when some of my bills, including the mortgage, hadn't even gone out, so it was always way worse than I was kidding myself........as I trolled of to the city centre to spend more of the bank's money on clothes, craft stuff, music, films , lunch somewhere nice, & whatever else I fancied! Can you believe from my posts on here what a bad girl I was? Reformed character now though. I LOVE being debt-free & see budgeting very much as something which helps & facilitates, rather than something which prevents & curtails. It might mean a morning of serious numbers crunching, but for me, that's better than the alternative. I couldn't bear to slide back into all our silly over-spending.
F x2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!0
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