We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
If they TAX Disability benefits(DLA/PIP/ESA)How much £ to lose? Tax calculation Help!
Comments
-
whoopde do for you not costing extra, such as additional electric/gas when house bound, charging power chair which I bought from ebay the stair lift another purchase from ebay and said electric for that, incontinence products. Lots do have extra costs so please do not judge or comment on those less fortunate than you.
Getting a tad fed up with folk judging me and others because or what ever reason we are or have become disabled let alone from others who are so.
But then not all disabled people have any extra costs. Social Services actually provide quite a lot for nothing. Medical products can be obtained via a prescription,
So what should happen then? Only those that can demonstrate that they do have unavoidable and necessary additional expenses - of course they should be awarded PIP/DLA/AA. But the others like my wife and myself who don't, quite rightly shouldn't be awarded those benefits (based on the fact that AA/DLA/PIP is awarded BECAUSE of the extra costs that SOME disabilities bring with them..
As for taxing them, of course they should. If you were working you would probably buy those items or pay the little bit extra out of income that has been taxed.
Let's be honest AA and DLA are dead ducks in the water. Over the years the arguments about who is entitled has been stretched to breaking point. Hopefully with PIP this will not happen because for the first time you will have to demonstrate that you ACTUALLY have extra costs.0 -
What a strange comment! Genuine disabilities cost people money, from adaptations and equipment, to getting about, support costs, carers, having to have extra space to store equipment, there are so many costs.
If you don't have any extra costs you don't need the money, its not there as a reward for being different, it's to pay for the extra costs that many people with disabilities have.
It's really easy to understand, they even explain it in the title: disability living allowance care component and mobility component.
Genuine disabilities do NOT always cost people money. My wife and I are examples of that fact.
I absolutely agree with you. Those that have disabilities but don't have extra costs SHOULD NOT be allowed to claim PIP/DLA/AA.
The trouble is I doubt many people are actually going to admit that they don't have the extra costs - they will find a way of evidencing them. No one wants to turn down free money do they?0 -
faerielight wrote: »well said m4rc.. How rude are you billywilly !Ihave carers and all my care component goes to the care agency and all my mobility allowance goes to a motability car.. being disabled is more costly for sure.. you won't know unless you become disabled just how much more expensive life is , I could list so many things that the NHS do not provide , but I'm sure you would argue the toss and I've got better things to do than argue with someone as ignorant as you.
OK you rent a car with yours, I used to, but it was only because it was convenient. I now buy my own out of our own financial resources - maybe you could and then not need the mobility element?
Errrr I do know what being disabled is. I had DLA for 19 years (1995 - 2014) HRM & MRC.
I now don't get anything following the PIP application. Comparing everything, we have found that without the DLA we are no worse off financially. The DLA was previously just added to the 'pot' and seemingly spent unwisely.0 -
billywilly wrote: »Genuine disabilities do NOT always cost people money.
If you say so, you obviously know absolutely everything and know of everyone with a disability and what they do and don't need, so I won't bother to argue.0 -
Folks, billy is a troll who comes here often to espouse the views of Ian Duncan Smith with the intent of hijacking threads and thus spoiling any possible help for genuine people. Replying to his ridiculous assertions just plays his game and enables him to laugh at you. Better just to ignore his posts altogether and discuss the obviously genuine replies among yourselves.0
-
Read my post properly - Genuine disabilities DO NOT ALWAYS cost people money.If you say so, you obviously know absolutely everything and know of everyone with a disability and what they do and don't need, so I won't bother to argue.
Note DO NOT ALWAYS!!
as opposed to the remark that M4RC made - Genuine disabilities cost people money
Everybody and all people with disabilities?0 -
billywilly wrote: »Read my post properly - Genuine disabilities DO NOT ALWAYS cost people money.
Note DO NOT ALWAYS!!
as opposed to the remark that M4RC made - Genuine disabilities cost people money
Everybody and all people with disabilities?
So you are happy that for very few people that may be the case? I doubt that. I think we have very different definitions of 'disability' - if you have a few aches and the occasional problem you don't have a disability.
Having a disability means you can't do everything you would like as easily as you could if you didn't have the condition. To qualify for PIP / DLA you need to meet criteria, if life doesn't cause you any problems you won't qualify.
People with disabilities who meet the criteria for DLA / PIP have costs over and above people without disabilities. As others have explained it may be that by being at home more (not out at work) and/or being less physically active they need the heating on more. It may be they can't just walk to the shops, it may be they need to have adaptations made to their home or their life in general, they may have to make lots of trips to see medical professionals, they may have more expensive diets (my son has a juice that costs us £160 a month which is more than some people will spend on food) and so on.
Suggesting local authorities pick up the bill and support people shows you don't really understand how this stuff works. They may pick up some of the cost, but very little, and the support is minimal in many cases. It's been a slow trickle, we went to care in the community as his was better for everyone (and saved a fortune) and then we have had various welfare reforms, individual budgets, more choice for the individual when actualy its been about closing services, slashing costs and delivering the minimum service they could get away with before being sued because someone has died due to poor care. Local authorities are having their budgets eaten away so the care and support you can look forward to is minimal at best, and usually inadequate. Suggesting otherwise shows you don't know how this works.
I work in this world, I live in this world and I have 2 children who look forward to a future in this world. Everybody I support has extra costs, if they don't then I would never suggest they apply for a disability benefit as they won't qualify - they don't need it.
All this ignorance really shows is why you didn't get your PIP claim accepted - you were receiving benefit when you admittedly didn't need it and then the system caught up with you. Stop being bitter and let others live their lives, they have enough to contend with without you trying to scare them and dictate what they do and don't need, should and shouldn't get.
You won't accept any of this of course as you know best, but this is how it works, being ignorant doesn't make you right.0 -
billywilly wrote: »But then not all disabled people have any extra costs. Social Services actually provide quite a lot for nothing. Medical products can be obtained via a prescription,
So what should happen then? Only those that can demonstrate that they do have unavoidable and necessary additional expenses - of course they should be awarded PIP/DLA/AA. But the others like my wife and myself who don't, quite rightly shouldn't be awarded those benefits (based on the fact that AA/DLA/PIP is awarded BECAUSE of the extra costs that SOME disabilities bring with them..
As for taxing them, of course they should. If you were working you would probably buy those items or pay the little bit extra out of income that has been taxed.
Let's be honest AA and DLA are dead ducks in the water. Over the years the arguments about who is entitled has been stretched to breaking point. Hopefully with PIP this will not happen because for the first time you will have to demonstrate that you ACTUALLY have extra costs.
talk about back pedalling from original post. yes you can if lucky get help, but need referral from gp to local private companies that do the ot assesses then await their opinion. Cuts in spending to local councils who fund a lot of such is leaving massive waiting lists. Many fund themselves either from their benefits or earnt income rather that wait or jump through more hoops. My local council has a waiting list nearly 2 years long if not more for grants for works such as walk in showers etc to enable folk to stay in their own home, chair lifts etc.. I have fallen several times in shower and on stairs last time knocking myself out, so got the lift myself. You made a sweeping statement that implied that because you have none others do not. that is what irritated myself and others.
Whilst clearly many do and some not those who do are not always able to get the additional help of the provision of such on prescription, through the council or social services for many reasons.be those post code lottery, cut backs, urgency of need etc etc.I am responsible me, myself and I alone I am not the keeper others thoughts and words.0 -
I paid in to four different pensions, Gordon Brown blew one up when he was in power, I had three left, I draw two but am overpaid according to my earnings and the last one I refused to draw because even though its my money the HMRC will take most of it off me because again I'm overpaid according to my earnings.
Look, everyone including pensioners has a personal tax code. there are hundreds of permutations on what you get and what you pay, the rule exists - is clear - and always has been. You have a tax code, the 2015 to 2016 standard personal allowance [see exceptions below] is £10,600, which is the amount of income you have to pay 20% tax on every penny over that amount. So you have types of state income that are taxed and others that are not. The list of Income tax allowances and amounts are here.
Taxable income - The following social security benefits and pensions are taxable. Exceptions : Your Personal Allowance may be bigger if you were born before 6 April 1938 or if you get Blind Person’s Allowance. It’s smaller if your income is over £100,000.
Non Taxable Income
So its (1) total income from all sources (2) less non taxable income (3) less your personal tax free allowance for the year (4) what you have left with is taxable @ 20%. That's not complicated is it ?
billywilly is Andy & Flo, he was outed again within hours of his first post with this new nym, and yet you continue to feed him - stop responding to billywilly's posts - completely ignore the troll .....................................Disclaimer : Everything I write on this forum is my opinion. I try to be an even-handed poster and accept that you at times may not agree with these opinions or how I choose to express them, this is not my problem. The Disabled : If years cannot be added to their lives, at least life can be added to their years - Alf Morris - ℜ0 -
The thing to consider before trying to calculate how much worse off you may be if DLA is taxed is at what level of income it becomes taxable.
It isn't necessarily the case that it will just be added to other taxable income and taxed from £10600 upwards. It could be the case that it only becomes taxable if you have an income in excess of £50k etc.
I fully expect that the issue of whether DLA/PIP becomes taxable will be addressed in the up coming budget. Changes won't be immediate and so there will be plenty of time to discuss the effects of the changes.[SIZE=-1]To equate judgement and wisdom with occupation is at best . . . insulting.
[/SIZE]0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards