Feel like on I'm a roller coaster and I'm terrified

Triangle

Baileys_Babe wrote: »

Sounds good to me, this is exactly what I was going to suggest.

What is the plan for June regarding payments?

How do you intend to make up the short fall in the emergency fund?

Sorry for all the questions, I just want you to be as prepared as you can be

Thanks Bailey

The short fall will be made up by a regular payment in my monthly budget (all accounted for on the Step change budget) and then I hope to be add to it as and when I can - e.g. If I have an extra £10 saved from my monthly grocery bill etc.

This is all so new to me - I thought I was good at doing monthly budgeting but I have never had set amounts for things like petrol, clothes, entertainment for children etc. It's a proper revelation and no wonder why we got in such a debt cycle over the years!