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The 'Gone Racing' Jolly June NSD Challenge at Royal Ascot

191012141565

Comments

  • The_Only_Girl
    The_Only_Girl Posts: 873 Forumite
    Eighth Anniversary 500 Posts Combo Breaker Debt-free and Proud!
    These things do happen.It's not always easy to plan ahead,especially if you're a family,and not on your own. :(

    :money: to your 2nd LTW!

    PS A lot of us don't count grocery spends if you stay within budget.


    I definitely stayed within budget. I had £24 in my wallet allocated for the aldee shop and when I got to the cashier, I asked her to let me know when I am near that amount so I can decide what to keep and what to ditch. I spent £24 not a penny less nor a penny more. Pre-MSE, I would probably have walked out of the shop with £60 worth of shopping or maybe more. Now that I do grocery shopping with cash and not with my debit card, I feel so much better sticking to my guns and having to let go of some of my wants than when I gave in to instant gratification.
    "There is Life AFTER DEBT."LBM 2009 Total Debt £49046.24 Debt Free as of 27/08/2015
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    PS A lot of us don't count grocery spends if you stay within budget.
    I don't count groceries as long as I'm not buying "junk" food (sweets, cakes, biscuits, crisps, fizzy pop, ice cream, puddings etc. Tinned fruit in juice isn't classed as 'junk' even though I do class it as a pudding, as I prefer it to fresh fruit which I wouldn't count.). But I do have a 'work around', as I don't count the ingredients as junk, so if I make my own cakes and puddings I don't lose NSDs. However I don't often feel like I have the energy to make them, so it means I'm cutting back on junk ;)

    I also don't count petrol as I car-share with DS1 and have very little control over how much he's going to use - so it's nigh on impossible to plan ahead to make sure fill-ups happen on days that I know won't be NSDs like I used to.......
    Cheryl
  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Evening peeps :wave: NSD #1 making it's way to the cauldron today :) I nearly gave in and bought a bar of chocolate but managed to talk my way out of it :T. Sometimes work just sucks but never mind I didn't lose me my NSD over it :)
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • gothrockchic1
    gothrockchic1 Posts: 1,959 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Hello

    NSD No 2 for me today.

    See you tomorrow!
  • Aphidgirl
    Aphidgirl Posts: 431 Forumite
    Sixth Anniversary Combo Breaker Debt-free and Proud!
    Off the blocks with NSD 1 today :beer:
    Starting 2016 debt-free :D
    Emergency Fund: £350/£1000
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 2 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Siebrie
    Siebrie Posts: 2,971 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Nsd2 has happened today.
    Are you wombling, too, in '22? € 58,96 = £ 52.09Wombling in Restrictive Times (2021) € 2.138,82 = £ 1,813.15Wombabeluba 2020! € 453,22 = £ 403.842019's wi-wa-wombles € 2.244,20 = £ 1,909.46Wombling to wealth 2018 € 972,97 = £ 879.54Still a womble 2017 #25 € 7.116,68 = £ 6,309.50Wombling Free 2016 #2 € 3.484,31 = £ 3,104.59
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    And we're off......number 1 NSD caught and saddled up and ready to trot into the Cauldron of Doom! Is it just me or was the whole MSE site playing silly boogers today? I couldn't get onto any page at all!
    One life - your life - live it!
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Not just you. Loads and loads of page unavailable messages here - a right royal pain in the proverbial, as I was trying to do all my change of month reporting in :eek:

    Yesterday (1st) was a spend day - direct debits galore, and I picked up a new permanent marker from B'n'M as my old one is starting to complain at times
    Today (2nd) was NSD #1

    Cheryl
  • Gem-gem
    Gem-gem Posts: 4,777 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    started off the month well with 2 x NSD.
    Yipee!
    2025 Fashion on a ration 0/66 coupons
    2025 Frugal challenge
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