ALL benefits stopped. Now what?

HappyMJ

Ilona wrote: »

Well if you're not giving us the whole story then you can't expect a constructive answer. You moved a woman into your house, getting rid of most of her outgoings so she can't get any benefits now. You have taken on that responsibility so you must now provide the missing benefits. There might not be enough in the pot to pay off her debts, so you must look into this and work out a dmp, either self managed or through a charity like Stepchange.

You must decide if this is to be a permanent partnership where you pool all your resources together, or if you are to keep your finances separate.
Ilona

What answer do you want...I just can not work.

It's a new house, our house, a new joint tenancy we've just recently taken out. I've paid the rent, the fees and the deposit...all of it using my money she has not paid any of that. She would have been homeless very soon we had to take action ASAP. I was not allowed to move into her house so we had to find a new one together. She was offered temporary accommodation 40 miles away and it would have made her health much worse. I don't mind sharing she does not want to though and does not want to be considered "kept" that's what she was crying about last night.

HappyMJ

merlin68 wrote: »

Are you not claiming child benefit and child tax credit? that would be worth £84 a week. cut of for ctc is £26000 a year for one child.You can claim free health costs up to an income of 16k just need an hc1 form to fill in,has she looked into claiming pip?
I suggest she does a debt relief order.

That was the ex-partner who did have a child and she was claiming those benefits for her (not our) child. That relationship broke down quite a while ago. She never did tell tax credits I was living there which annoyed me greatly and the advice from the people on here was to get out. I ended up having Christmas dinner by myself and it just went downhill from there. With this relationship I started by saying that if we live together all government departments must know and all benefits will probably stop which they did. My assets (the house) are too high to get any help with health costs. She won't qualify for PIP as her sickness is not substantial enough.

bloolagoon

HappyMJ wrote: »

That was the ex-partner who did have a child and she was claiming those benefits for her (not our) child. That relationship broke down quite a while ago. She never did tell tax credits I was living there which annoyed me greatly and the advice from the people on here was to get out. I ended up having Christmas dinner by myself and it just went downhill from there. With this relationship I started by saying that if we live together all government departments must know and all benefits will probably stop which they did. My assets (the house) are too high to get any help with health costs. She won't qualify for PIP as her sickness is not substantial enough.

You know the benefits system well enough. Would either of you qualify for PIP? can she work self employed and claim WTC with disability element?

Is she insolvent?

Ilona

Ok, that's made it clearer. You are two people who have come together to share a house. She was getting benefits before she moved, so if she has living expenses to pay, share of bills etc, she should still be able to claim benefits. Can you appeal? If she is unable to work she needs to chase them up, demand an interview, appeal against their decision. Sorry, I don't know much about the benefits system, just stating what I think is fair.

If your partner has lived independently in the past it will be difficult for her to accept your help. She needs re assuring that you will be there for her, no matter what happens. I'm sure you tell her that, but it takes time. I have lived alone all of my life, and I would find it very difficult to to accept help from someone because I have always had my own income. You need to give her time, the tears will stop when she sees that you are not going to do a runner and will stick by her.
Ilona

Tigsteroonie

Ilona wrote: »

You are two people who have come together to share a house.

you will be there for her, no matter what happens ... that you are not going to do a runner and will stick by her.

I'm confused. The former sounds like a house-share (two financially and emotionally independent people) and the latter sounds like a relationship (which comes with financial and emotion co-dependency). Which is it, OP?

Ilona

Cross posting going on, and my fingers are a bit slow. So you lived together before you moved into this house. Got that. You say you cannot work, is that because of a physical disability, that you cannot physically get to a job?
Ilona

Ilona

Ooops, that's me got it wrong, they weren't living together before they got this house.
Ilona

Ilona

Wait a minute, I am still confused.


First post
started living with someone

Post at 2.53
She never did tell tax credits I was living there

Ilona

missbiggles1

She could go bankrupt.

(I thought you'd posted before about running your own business - am I confusing you with someone else?)

missbiggles1

Ilona wrote: »

Wait a minute, I am still confused.


First post
started living with someone

Post at 2.53
She never did tell tax credits I was living there

Ilona

Two different partners - ex and current.