We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Natwest reporting old address to CRAs

Hi All,

I moved house in March and took out a new Mortgage with Natwest. They were not the lender for my old house.

My credit files are updated but strangely Natwest is reporting my old address to the CRAs.

Is this worth reporting to Natwest?

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    If you mean they are only reporting the old address then yes I definitely would. Not least so that you get any post sent to you from them.

    If they are reporting the new address in the account section but also showing the old address as a previous address then no.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Landofwood
    Landofwood Posts: 765 Forumite
    Tixy wrote: »
    If you mean they are only reporting the old address then yes I definitely would. Not least so that you get any post sent to you from them.

    If they are reporting the new address in the account section but also showing the old address as a previous address then no.

    I'm getting post from them and my online account shows the correct address, as of course did all of my mortgage documentation.

    However, in the financial accounts section of my credit files, it lists my old address only.
  • Tixy
    Tixy Posts: 31,455 Forumite
    I'd chase them on it.

    They may sort it eventually but easier to deal with now rather than say when you find it may be affecting your chance of getting accepted for something.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • stclair
    stclair Posts: 6,847 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Are you sure they are not just reporting your old address as a linked address.

    Do you have any other accounts with NatWest? Do they all show your current address.

    If you have a credit card for example you have to change the address separately.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • Landofwood
    Landofwood Posts: 765 Forumite
    stclair wrote: »
    Are you sure they are not just reporting your old address as a linked address.

    Do you have any other accounts with NatWest? Do they all show your current address.

    If you have a credit card for example you have to change the address separately.

    Nope, it's my mortgage account address according to the CRAs.
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.2K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.5K Work, Benefits & Business
  • 615.4K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.