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Right to buy on a prefab
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Yes that is exactly what it is. I live on an estate which is predominantly these types of houses. They are mostly in private ownership now.
In fact the one opposite me has had a great big extension put on the side almost as big as the house itself
The local council modernised them by putting a brick skin on the outside. Unfortunately for some they purchased before this was done and they have never been able to afford to do this.0 -
That's good because BISF aren't considered defective. However you must get a specialist survey done, and get the council's permission for it too. A proper survey on a house like this usually requires drilling into walls and sticking a little pokey camera in to take a look at the steel.Changing the world, one sarcastic comment at a time.0
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Round here having the brick skin is one of the conditions of purchase if you have a mortgage. If you buy outright, no need for it.Non me fac calcitrare tuum culi0
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Round here having the brick skin is one of the conditions of purchase if you have a mortgage. If you buy outright, no need for it.
I think there was a thread on this board in the past 5-6 days where somebody was trying to buy one, but it wasn't easily mortgageable (if at all) as next door hadn't had it done and was still in the ownership of the housing association.0 -
That was concrete, not steel-framed.PasturesNew wrote: »I think there was a thread on this board in the past 5-6 days where somebody was trying to buy one, but it wasn't easily mortgageable (if at all) as next door hadn't had it done and was still in the ownership of the housing association.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Looks like the same work has been done on next door anywayChanging the world, one sarcastic comment at a time.0
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PasturesNew wrote: »I think there was a thread on this board in the past 5-6 days where somebody was trying to buy one, but it wasn't easily mortgageable (if at all) as next door hadn't had it done and was still in the ownership of the housing association.
I've seen it done to one house of a semi, it is possible, just looks a bit odd.Non me fac calcitrare tuum culi0 -
Thanks all for the replies, a surveyor (not actually done my house but knows the area) has confirmed this for me. The council did the houses up before passing over to the housing trust so i am now just hoping that the steel in each corner is up to scratch. Apparently as these are no defective and all round "solid houses" a mortgage shouldn't be too much of an issue. Fingers crossed
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Applied through Nationwide, Countrywide came out to do a survey and valued the house at £0 - yep, absolute £0.
I have appealed0 -
Cripes!! the ones near me sell for 125,0000
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