We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Problem with goods bought on Credit Card
colinicky
Posts: 179 Forumite
in Credit cards
Situation is that last November I purchased a new Hot Tub & we are having problems with it & with the retailer.
We paid 2 payments via our Credit Card about a week apart of £3000 each time ( £3000 being the max on the card ) BUT we also paid the balance in cash.
Now I believe that if you purchase goods using a credit card then if there is a problem with the goods I can go back to the Credit Card company for some kind of "claim" ???
If so is there a proper name for this ?
Would it cover us in this situation were we paid 2 payments on the card & also paid for part in cash ?
Is there a limit to the value of the goods ?
How do I go about it ?
Many thanks
We paid 2 payments via our Credit Card about a week apart of £3000 each time ( £3000 being the max on the card ) BUT we also paid the balance in cash.
Now I believe that if you purchase goods using a credit card then if there is a problem with the goods I can go back to the Credit Card company for some kind of "claim" ???
If so is there a proper name for this ?
Would it cover us in this situation were we paid 2 payments on the card & also paid for part in cash ?
Is there a limit to the value of the goods ?
How do I go about it ?
Many thanks
0
Comments
-
Situation is that last November I purchased a new Hot Tub & we are having problems with it & with the retailer.
We paid 2 payments via our Credit Card about a week apart of £3000 each time ( £3000 being the max on the card ) BUT we also paid the balance in cash.
Now I believe that if you purchase goods using a credit card then if there is a problem with the goods I can go back to the Credit Card company for some kind of "claim" ???
If so is there a proper name for this ?
Would it cover us in this situation were we paid 2 payments on the card & also paid for part in cash ?
Is there a limit to the value of the goods ?
How do I go about it ?
http://www.moneysavingexpert.com/shopping/section75-protect-your-purchases.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.5K Work, Benefits & Business
- 602.8K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards