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Should we sell or rent it out?

My partner and I are planning on moving and aren't sure whether the best thing to do is to simply sell our current house and buy a new one, or to rent the current one out and use that money to pay the mortgage on the new house.

We currently have only a small mortgage, but are looking to move to a larger, and therefore more expensive house.

I've done a few calculations using the mortgage calculator here, and the renting option doesn't look like a very good idea, but I know plenty of people do it. What am I missing?

Comments

  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    Lots of people think letting property is easy money...it's not. Then they come on here wailing about being an accidental landlord when the mess up. That's what others miss.

    If the numbers don't stack up and you have no burning desire to be a landlord then just sell and plough the money into your next home.
  • average_joe
    average_joe Posts: 10 Forumite
    Renting your property will bring a steady stream of income, if you can afford to pay a large deposit for your new house and can afford to keep up with mortgage payments, then i would say keep the house.
  • Old_Git
    Old_Git Posts: 4,751 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Cashback Cashier
    ,dont forget the tax on rental profit
    "Do not regret growing older, it's a privilege denied to many"
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