MSE News: Ever had Amex card protection? Thousands are due a refund

Former_MSE_Helen

Amex users with its My Essentials and Back on Track policies with additional card protection, will get a partial refund...

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Ever had Amex card protection? Thousands are due a refund




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Esso172

I had an accident and injury insurance charge on my ammex credit card which I never agreed to or used. I had the card my card from 1999-2010, can claim back money like with PPI ?

need urgent advice please 

thanks

-taff

Doubt it, you had eleven years to disagree with it. And you would have agreed to it, you've just forgotten.

You can always ask very very nicely but expect a negative reply.

[Deleted User]

Esso172 said:

I had an accident and injury insurance charge on my ammex credit card which I never agreed to or used. I had the card my card from 1999-2010, can claim back money like with PPI ?

This thread (from 2015) references refunds of insurance cover against unauthorised spending which Amex was already responsible for. It's irrelevant to your situation. 

You need to understand that you don't get a refund of insurance simply because you didn't suffer a claimable event. 

In addition, if you never agreed to the insurance (which is not PPI)  why did you pay it for eleven years  without comment?  Why are you only contemplating complaining about it now? 

Any complaint, should you make one, will simply be dismissed as time-barred.  

-taff

Moneyineptitude said:

Esso172 said:

 I had the card my card from 1999-2010, can claim back money like with PPI ?

why did you pay it for a year without comment?

 

11 years Money....

[Deleted User]

-taff said:

11 years Money....

My bad, same answer applies though-any complaint can be time-barred as the card was cancelled a decade ago...