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Sale fall through next mortgage application

Hi,

I am FTB, a sale on the property have fell through after the mortgage application is submitted. (Halifax). I was been told that halifax have already done the Credit check.

Let say if we dont find another property anytime soon how does it affect my next mortgage application? It could be with another lender and prob. for increased mortgage amount.

Thanks,

Comments

  • kingstreet
    kingstreet Posts: 39,372 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No reason it should.

    Presumably, the valuation hadn't been done, so the fee will be refunded.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • ric1982
    ric1982 Posts: 235 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    kingstreet wrote: »
    No reason it should.

    Presumably, the valuation hadn't been done, so the fee will be refunded.

    Thanks not really concern about the mortgage fees as it will be refunded but its more about having credit check done.
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