We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

scottish provident wealth preservation plan

I have been with Scottish Provident for 10 years and now is the 10th anniversary of the plan. Monthly payments have gone from £77 a month to nearly £550. I have 3 options
1. Quit the policy
2. Carry on paying £77 for vastly reduced benefits
3. Pay the new premium, in the knowledge that in 5 years time when I am 78 there will be a further review.
Any comments Mike

Comments

  • dunstonh
    dunstonh Posts: 121,041 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It is difficult for us to comment as we dont know why you have the policy. If you are in good health or relatively good health then a modern non-investment linked policy with guaranteed premiums may offer an alternative.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.3K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.