Fluid card problem

jaykay11

Hey guys, i recently took out a fluid card with 0% balance transfer until 2017.

All was well for about 4 months, now this months statement i checked online and i have been charged 22.9% interest and no mention of the 0%.

Can they take away the offer for no reason? Needless to say not happy about this as the 0% offer was the sole reason i took out the card.

Thanks in advance.

grumbler

jaykay11 wrote: »

...Can they take away the offer for no reason?

No, they cannot.
How do you pay? Any chance your monthly payment was late?

jaykay11

grumbler wrote: »

No, they cannot.
How do you pay? Any chance your monthly payment was late?

Just checked, the payment was posted as 1 day late. Was due on the 19th April I payed on the 17th thinking it would go through the same day as it does with Barclaycard.

Does this cause the offer to be terminated? I really can't afford for this to happen.

grumbler

jaykay11 wrote: »

Just checked, the payment was posted as 1 day late. Was due on the 19th April I payed on the 17th thinking it would go through the same day as it does with Barclaycard.

The due date is the last day, not a target.

Does this cause the offer to be terminated?

Surely:
"Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time "

http://fluid.co.uk/

I really can't afford for this to happen.

Well, what stopped you to pay by a DD or a little earlier?

Try calling them and asking nicely to reinstate 0%.