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Getting a credit report show ALL my credit cards?

MrMrMr
Posts: 201 Forumite


If I get a credit report from Equifax or Experian (any others?), will it show what credit cards I had from the year...? how far do they go back?
What info will they show just the name of the credit card, or the issuing bank?
Looking at MSE looks like you can get a "free" one, trial type thing and then cancel, I'm sure I did one years and years ago, can't find now, can I do this again?
thanks
What info will they show just the name of the credit card, or the issuing bank?
Looking at MSE looks like you can get a "free" one, trial type thing and then cancel, I'm sure I did one years and years ago, can't find now, can I do this again?
thanks
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Comments
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Each of the CRAs will only show the lenders who report to them. Each will cover the last 6 years.0
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Yes it will show the card eg MBNA or M&S.0
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Ah I see, so long time ago credit cards won't be on.
So If I sign up for Experian, it will show up different results than Equinox then? different rating, different cards etc on the report?0 -
Some lenders report to all, some only to one or two.
You can only see the Equinox twice a year, but you can look at the other three as often as you like.0 -
Looking at MSE looks like you can get a "free" one, trial type thing and then cancel, I'm sure I did one years and years ago, can't find now, can I do this again?
thanks
No you can't, they will have a flag against your name but you can ask for the £2 statutory report rather than paying the monthly fee
You can see Call Credit at the free Noddle front end (note it is NODDLE - this is not a typo of Noodle)Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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