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CCJ on a statute barred debt

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  • 33days
    33days Posts: 61 Forumite
    Sixth Anniversary 10 Posts Name Dropper Combo Breaker
    Dont know if online banking was around then was it? even still i didnt do it ..
  • fatbelly
    fatbelly Posts: 22,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    edited 18 September 2015 at 8:24PM
    Stu - you had good advice in post #2 - legalbeagles is geared up to this sort of thing.

    Their guidance is
    1: ACKNOWLEDGE THE CLAIM - you can do this online usually at https://www.moneyclaim.gov.uk
    You'll need your claim reference and password from the front of the claim form - this will extend the time you have to respond to the claim to 28 days from when you received it

    2: Send A CCA REQUEST to the CLAIMANT ( see here )
    This applies to all credit cards / loans / hire purchase / store cards type debt. It doesn't apply to Mobile Phones / Utilities or Overdrafts.

    3: Send a CPR request to the CLAIMANT'S SOLICITORS ( see here )
    This applies to everything unless they happen to have supplied you with a bunch of paperwork to back up their claim (v. unlikely)

    If you are unsure of any of those steps then please make a new thread on the forum (you must be registered to do this)

    Once those letters have been sent off you should make a new thread on the forum (you must be registered to do this) and make a post titled the claimants name v your username, and containing the date of issue from your claim form, date of service (ie when you received the claim form), type out the Particulars of Claim (exclude account numbers) and tell us the approx amount of the claim. Also tell us any specific disputes or background to the claim you may have. If you know please also tell us the last time you made a payment towards the debt or acknowledged the debt in writing, and confirm you have acknowledged the claim, and what letters you have sent off.
    OR
    If you received a court claim and want to start a new thread in this forum please complete this form . Thank you.


    And people here will help guide you through the next steps.

    NOTE: The defence date is 28 days from service (ie when you received the claim) or 33 days (which allows 5 days for service) from the issue date printed on the front of the claim form.

    http://www.timeanddate.com/date/dateadd.html

    Just checked your old thread and this was a credit card so a cca request applies. Please, no more 'friendly chats wiith the dca or solicitor - that was odd advice from NDL. There is now a formal process that both sides must follow.
  • 33days
    33days Posts: 61 Forumite
    Sixth Anniversary 10 Posts Name Dropper Combo Breaker
    I went to the legal beagles and i've had endless help, great shout and thanks..
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    edited 8 January 2016 at 5:09PM
    http://www.legalbeagles.info/forums/showthread.php?69148-**DISCONTINUED**-Today-received-a-court-claim-**UPDATE**&p=608836#post608836
    stu82 wrote: »
    Update....

    Today I received a letter from weightmans with notice of discontinuance 

    Thanks to all that took time to add to my case and help win it for me you know who you are 
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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