Neighbour's Wheelie Bin Damaged my Car

dacouch

Aretnap wrote: »

None of this actually happened, did it?

Are you asking whether this has really been about a wheelie bin

hcb42

your fault, no-one else's

i feel sorry for your new neighbours

BobQ

This thread is a joke. There is no evidence that the neighbour is to blame. When I have high winds I park on the road to avoid acts of God like this.

rudekid48

BobQ wrote: »

This thread is a joke. There is no evidence that the neighbour is to blame. When I have high winds I park on the road to avoid acts of God like this.

Why blame Robbie Fowler? :eek:

Can't believe this thread is still going :rotfl:

STOP FEEDING THE TROLL :money:

magpiecottage

MercOwner wrote: »

We'll see what happens now. The car is only covered for third party, so there's no reason for them to get involved - they're not going to pay out anyway.

Except that now you have escalated it onto a formal claim against somebody else, you must now disclose it to your insurer when your policy comes up for renewal - even if the cover is only third party.

The incident will then be considered in calculating your premium for the next 3-5 years, depending on the insurer.

Even if you lose, you must now disclose it otherwise your insurance could be invalidated in the event of a claim - so that the insurer might pay a third party claim then pursue you for the cost.

picardygirl

MercOwner wrote: »

Well, I've just sent them a letter enclosing the repair bill for the car. It was £539.95 in the end, as they had to do some respraying, so not a cheap job. We'll see what happens now. The car is only covered for third party, so there's no reason for them to get involved - they're not going to pay out anyway. The neighbours house insurance can deal with it.

So any response from the neighbours yet?

MercOwner

picardygirl wrote: »

So any response from the neighbours yet?

No, nothing yet. I will give then a couple of weeks.

picardygirl

MercOwner wrote: »

No, nothing yet. I will give then a couple of weeks.

... and if they dont acknowledge/reply to your letter, you'll give them a couple of weeks then what will you do?

MercOwner

picardygirl wrote: »

... and if they dont acknowledge/reply to your letter, you'll give them a couple of weeks then what will you do?

Chase it, and if i don't get a response then, I'll give it up. I was genuinely upset as I'm really precious about my car, and saw it as more their fault than mine. I was surprised so many people disagreed with me about it, but it doesn't sound like it's worth all the hassle.

undaunted

Just an observation but several of you appear to criticise Mercowner / suggest he / she ought to worry about the neighbourly relations. Don't you think these young new neighbours have any similar obligations to Mercowner & family? So far they seem to have said "we're not liable" & not care at all about being neighbourly! Fair is fair surely!