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gym membership.

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Comments

  • cameron1981
    cameron1981 Posts: 28 Forumite
    So will nothing happen to my girlfriend as it's her bank? It'll just be on my file
  • cameron1981
    cameron1981 Posts: 28 Forumite
    Also, the gyms direct debit company "harlands" doesn't show up on Equifax or noodle?
  • Tixy
    Tixy Posts: 31,455 Forumite
    Nothing will happen to your girlfriend.

    If payments are not made then any action taken by the creditor
    would be against you.
    You would need to check the terms of the original agreement with the gym to see whether they have obtained the right to report to the credit reference agencies.

    Either way they still will chase you for the money, write to you, possibly pass to debt collectors.

    Even if they cannot report to the credit reference agencies if you do not pay they would have the option to commence court proceedings against you to try to obtain a CCJ (they may not choose to do so, but it is an option for them)
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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