post grad distance learning student and saving for mortgage and paying off debt! help

postgradtash

Hey there everyone i have just begun my distance learning post grad and i work full time shift work. and im paying back last teenie bit of debt apart from the student loan! i run a car which i have to get to work but its a frougal car! and i only use it for work really and shops. anyways......i am also wanting to start saving fro a mortagae and fees and deposit....omg!! has anyone in a simialr position got any tops or suggestions considering my situation of how i can do this? money saving tips?

my good thing today is i got some guardian newsapaper student vouchers to save money on the paper! and i got some burgers reduced from the meat counter at sainsburys and made a lovely dinner!

anything would be great! thanks!

tiny

Gingernutmeg

Most of the 'paper' content of the newpapers is available online - if you're paying for the internet it seems strange to fork out again for a paper, voucher or not lol, I'm far to tight to do that Even if you save 20p a day it's a £1 a week, which adds up.

The Old Style boards have some great tips for saving money. Meal planning is something I've found really helpful, I honestly don't throw any food away now and it's great to know that I've got something in for dinner when I get home. Taking packed lunches/a flask of coffee saves sooo much money too.

Have you looked at switching your utilities suppliers? Sometimes that can get you quite a good saving. I also get Tesco clubcard points for every pound I spend on my gas and electricity, it's not a lot but it helps when you get the vouchers.

dmg24

Hi postgradtash,

Welcome to MSE!

I would suggest having a look around the other boards for moneysaving ideas, particularly Old Style.

What study are you doing? x

melancholly

you could always post a full statement of all your incomings and outgoings on teh debt free wanabee board - there are some great people on there who can help with budgeting!