uktrustloans, legit or not?

10pence

Checks with companies house is all you need to know.
The site itself doesn't provide an address for the company, another sign of a dodgy site.
Add, sending of funds via UKCASH which means you or your bank cannot recall if fraud.

Other options apart from getting dodgy loans would be;

- If on benefits: since crisis loans are no longer and replaced by each council's own schemes search them: my local area have urgent means awards and can provide certain white goods. Otherwise, consider budgeting loan.
- You might not need both items now, get one at a time.
- Refer to freecycle or gumtree type sites - about 4 years ago I got a washing machine for less than £100 and it's still going strong from gumtree.
- Use https://www.turn2us.org.uk grant search for support.
- If in social or private rented property check with landlord if they have any items available.
- My local food bank run a charity shop and sometimes get white goods - check them.

ConsumerWizkid

Clearly you've never used the internet before so let me advise you, lenders do not ask for upfront payments. Lenders also do not require payment in a made up untraceable currency.

UK Trust Loans are a legit guarantor loan lender: https://www.uktrustloans.co.uk/

Sounds like you've phoned a broker that passes leads to them at best, who is trying to scam you now that you are worthless to them as a guarantor loan lead.

Don't do it.

Clive_Woody

Gypsy0013 wrote: »

Hi peeps. So I've been looking for a loan, and was referred to these guys by a broker. However, they require a guarantor. I told them I didn't have one, and after initially saying they couldn't do anything, the agent said he'd speak to his boss. He came back and asked for the first month's payment upfront (using a ukash payment). Uktrustloans.com has anyone had any experience with them? I'm desperate for the cash (washing machine, cooker, both broken and out of options to get them fixed.). So I just need to know if I can use these guys. Any help or advice would be appreciated?

Complete and utter scam. Avoid or wave goodbye to your cash.

iolanthe07

No decent lender will ever ask for the first month's payment up front in cash. It just doesn't work like that

Pixie5740

If you're having to resort to companies like this because you can't borrow money from a well known highstreet or online lender then it's time to stop borrowing money.

No reputable and even some of this less reputable lenders like Wonga will ask for money in order to get a loan.

breaking_free

Rather than trying to get a loan perhaps you could use a company like Brighthouse to spread the cost of purchasing a washing machine and oven over many months. It will cost more than buying them outright, but possibly still work out cheaper than taking out a loan.

(FYI I have never used a company like this but in your situation it seems apt).

http://www.brighthouse.co.uk/washers-and-dryers/

DCFC79

You can use launderettes for the washing.

Both appliances could be cheap to fix, do you know anyone who can look at them without paying a call out fee, much cheaper than getting stuff on credit.

Foxy-Stoat_3

Free cycle, ebay, friday - buy secondhand stuff - dont borrow money at 69.9% APR PLEASE!!!!!!!!!!!!!!!!!!!!!!!

CHR15

breaking_free wrote: »

Rather than trying to get a loan perhaps you could use a company like Brighthouse to spread the cost of purchasing a washing machine and oven over many months. It will cost more than buying them outright, but possibly still work out cheaper than taking out a loan.

(FYI I have never used a company like this but in your situation it seems apt).

http://www.brighthouse.co.uk/washers-and-dryers/

Worse advice on the whole post right there.

throwing money away in ukash vouchers means you only lose money until you realise you are being scammed, which is likely even for the biggest idiot, to end up much cheaper than going to bright house.

macman

Brighthouse...great, just what the OP needs, a Beko washing machine that costs over a thousand quid. And with a 3 year loan, he'll be back for a new one just when he finishes paying it off.