I don't understand!

atush

that was how I read it.

But let the spend spend spend faction rule. but who will pay the bills come monday?

patanne

Just be aware that not all children love Disneyland. How would you feel having spent a lot of money on it, if they came back saying Oh it was ok but nothing special. Gutted probably and feeling that the money had been wasted. Disneyland is what you do when you have nothing better to do with your money - you have.

OldBeanz

Be assured that all children love Disney whether Land or World. You will enjoy it as well. Spend it with your grandchildren and enjoy the money rather than letting it fester, "just in case". It will make up for the 12 years of misery earning your pension.

margaretclare

greenglide wrote: »

Travel insurance for your husband, especially traveling to the USA could be very very expensive. You don't want to go without it under any circumstances.

Oh no! I agree with this. Do not even think about travelling to the North American continent without having maximum health insurance.

atush

Being american I am going to agree. It could cost 1K or more just for his travel insurance.

My mother spent 3 weeks in intensive care back in the 80s (when it was cheaper) and it cost $40K. She had to pay $5K or more of that, even with insurance.

Keep_pedalling

OldBeanz wrote: »

Be assured that all children love Disney whether Land or World. You will enjoy it as well. Spend it with your grandchildren and enjoy the money rather than letting it fester, "just in case". It will make up for the 12 years of misery earning your pension.

Not all, when we took our young children to Florida many years ago, they desperately wanted to go to Universal Studios but were not bothered about DL at all which was fine by us as it gave us much more time on the Gulf Coast rather then Orlando which we are not very fond of.

OldBeanz

Keep_pedalling wrote: »

Not all, when we took our young children to Florida many years ago, they desperately wanted to go to Universal Studios but were not bothered about DL at all which was fine by us as it gave us much more time on the Gulf Coast rather then Orlando which we are not very fond of.

If you were not keen then they would not have been keen. It doesn't take much to influence children. I guess the point is that anyone telling me how to spend my money would get a one word reply ending in off.

Keep_pedalling

OldBeanz wrote: »

If you were not keen then they would not have been keen. It doesn't take much to influence children. I guess the point is that anyone telling me how to spend my money would get a one word reply ending in off.

Charming! The OP can of cause spend her money how she wishes, but when you don't have much to blow a large chunk of it on a holiday for others when you may need it for yourself down the line is nota a wise move, which is what some of us were advising

If our children had wanted to go to DL on that trip we would have done, but they were into stuff like Jurasic Park, Terminator and Spider man rather than Mikey Mouse at the time, so to say all kids want to go to DL is patently wrong.

The OP has had alternative views in response to her question and I hope unlike you she is not inclined to tell any of us to F off, but to make her own decision based on her own circumstances.

freccle

Thank you all for your replies. I've been to Florida many times and appreciate there's so much more to it than Disney but then again if we weren't taking the children we wouldn't even bother with Florida at all, it would be a Far Eastern cruise. (I'm sure the children would love that as well) Someone said it was tax free but I understood only 25% was tax free or have I got it wrong? I agree it's probably reckless but as my husband's very sudden illness proved, we never know what's round the corner and if we don't take opportunities when they're offered, we may never get the chance again

coyrls

Your £6,250 is the equivalent of the 25% tax free lump sum. You will not have to pay tax on the £6,250, all of it (not just 25%) will be tax freee.