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Had mortgage approved for a house our solicitor has not even received any papers for!

ellie27
ellie27 Posts: 1,097 Forumite
Ninth Anniversary 500 Posts Combo Breaker
edited 13 May 2015 at 2:30PM in House buying, renting & selling
Yay, we had our mortgage approved today........took just 2 wks 5 days via broker.

BUT.........as of 5 days ago our solicitor has not even received a written acceptance of our offer! They accepted our offer (verbally) 3 weeks and 2 days ago! We called the sellers estate agent on monday to ask them what the problem was. They got back to us and told us their solicitors were preparing some papers to send out at the end of last week....

Have not spoken to solicitor since Monday so they might have received them by now, but he did say last week that it was unusual to take so long, but he knows some solicitors like to wait til they have various papers together before sending them off.

Sounds strange? Maybe the buyers are not wanting to sell anymore? Will go try chase up again! I am in Scotland.

Comments

  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I've known such delays to happen because the estate agent has forgotten to send the offer on to the solicitors...(or it might genuinely have gone astray). Doubt it's anything to worry about.
  • ellie27
    ellie27 Posts: 1,097 Forumite
    Ninth Anniversary 500 Posts Combo Breaker
    Solicitors have received a pack of stuff yesterday, including title deeds. I seriously thought sellers were changing their minds to sell and just delaying things!
    Phew!
  • rosie383
    rosie383 Posts: 4,981 Forumite
    What a relief Ellie! A huge thing not to have to worry about now.
    Father Ted: Now concentrate this time, Dougal. These
    (he points to some plastic cows on the table) are very small; those (pointing at some cows out of the window) are far away...
    :D:D:D
  • ellie27
    ellie27 Posts: 1,097 Forumite
    Ninth Anniversary 500 Posts Combo Breaker
    Thanks!

    Yes, we were confident we would get the mortgage but just wondered how long it would take!

    So, the finance is all ready to go, but since the solicitor really just received the pack on Tuesday I dont know how long it would take for him to do his bit as thats all we really need now!

    The seller is not buying, moving into rented accom.

    We had offered an entry date of 18th June so I would think that would certainly be do-able!
  • King_Slayer
    King_Slayer Posts: 262 Forumite
    Seventh Anniversary Combo Breaker
    ellie27 wrote: »
    Solicitors have received a pack of stuff yesterday, including title deeds. I seriously thought sellers were changing their minds to sell and just delaying things!
    Phew!

    Great news ellie27!! Congratulations on getting your mortgage offered as well :beer: .We also had our mortgage offered yesterday, rang the Solicitor to instruct to proceed with the searches to then be told that they have received the memorandum of sale from the EA, however they haven't received the contract from the vendors Solicitors so they won't be able to proceed with the searches!! Crossing my fingers that they arrive soon. :(
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