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FIRE Through The Mortgage - MF by 55 - LATEST
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Know exactly what you mean.
My work has a weekly e-mail offering shifts out for 2-3 nights every week, sometimes more and Sat/Sundays 12 hour shifts. Just couldn't do it anymore, I need my two days off together, and am thinking I now need 3 - 4 days off together. :rotfl:
Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
I used to be part time and even though I can work from home I still find it a long week. 3 days a week was brilliant! I miss being part time!Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
That sounds like bliss. Ive never been part-time and now it's just me trying to clear this £261,500 mountain I can't see that happewning any time soon - not that it's an option in my job any way
Keep at it, every day is a day closer! 4490 days to go - or so the bank thinks!
MM
xMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!0 -
Thanks for popping in MM. You just don’t know where life will take you. Keep chipping away and your mortgage will be going the right direction. :j If you’d told me 10 years ago that I’d be earning what I earn now I’d never have believed it. As I’m contracting I do have to remember that this is short term and may not last for ever.
Good luck with your journey- do you have a diary I can drop in on?Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
Hi Firegirl……..Ive read your diary for years. So inspirational!
I have only recently started a diary. I shall work out how to post the link and send it over.
Not a lot there at the moment, but I shall start to to post more regularly, even about the small things
MM
xMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!0 -
Even though you feel you did the wrong thing at least you did something and you should proud of yourself.
CRx0 -
I also agree - there are far worse things you could have spent the money on! xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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Hi Firegirl,
Glad to see that everything is going so well. Keep up the excellent work :TCurrent mortgage as at start of diary 14.08.15 - £245,990.00
Mortgage balance as at 04.01.20 - £123905.510 -
Wow Walrus- check out your mortgage balance! Well done to you too!Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
Bad news today...... I really am going to have to start dying my hair. I just have to be happy the amount I’ve saved on hair dye until now but the silvers are popping up now! It’s just gotta be done!Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000
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