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FIRE Through The Mortgage - MF by 55 - LATEST
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Woho!!!! Letter for tax rebate!!! Hope it's not fake:rotfl:Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
Feeling shattered!!!! I really want to buy PJs and a big fluffy dressing gown!Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
enthusiasticsaver wrote: »I wonder if prioritising your pension rather than a BTL would be better especially with the now punitive stamp duty on BTLs?
It's only 3%. Pensions have yearly percentage fees, they even charge you when they've lost you money.0 -
Go on, you deserve a treat, that will last all winter.Feeling shattered!!!! I really want to buy PJs and a big fluffy dressing gown!Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
I think I have to not put all my eggs in one basket. So some funds to pension and some towards a buy to let property is the long term goal. I can see that while I'm contracting that the motivation to look for a property is completely gone! So well just go with the flow and see how we get on! I will put funds to a pension to make the most of the tax savings from investing it before the limited company tax is calculated.
PJs not bought and as a non essential item I'll try and resist. Spent a lot, £80, on work essentials so that'll keep me going for a while!Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
Husbands alarm went off in the middle of the night and oh yes, he's snoring again and I'm still awake!!!:mad::rotfl:Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
Husbands alarm went off in the middle of the night and oh yes, he's snoring again and I'm still awake!!!:mad::rotfl:
oh no!! hope you got some restMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
Bad news for MFW!!! I'm buying a car!!!! I'm trying to work out the best way to do it! 0% credit cards or cash back card? Anyone any ideas for me?Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
Got a sainsburys large purchase credit card. 30 months interest free!:j:money:
A car is a big buy but at least I found a good way to do it!Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
0% finance sounds like a good proposition to me!
xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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