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FIRE Through The Mortgage - MF by 55 - LATEST

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  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    The CV is ready to go, link all updated and I'm ready to go!!!

    Only downside is there's a few reasons that id rather work part time rather than full time and I'd need to work full time if I leave this job.

    I'm very unlikely to survive the cut but I'm past stressing about it and I'm going to go with the flow. Other people have left my place and say that they are way less stressed in their new place so what ever happens it will work out in the end. I'll try full time and if it doesn't work out I'll leave and try something else!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi fire girl, just found and read through your new diary. Hope decisions at work will be in your favour.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • My old man is currently very stressed at his job as its a lot on for 1 person at anyone time hes decided to move after over 15 years at his place

    more to life than working like a dog to please the bills and the bosses if you have achoice to do something less stressful defiantly worth trying

    hope you have a great new year fire :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Having been made redundant myself about 6 years ago, it is hugely stressful, but, ultimately , it was the catalyst that made me start on big life changes.

    My whole office was made redundant, and everyone who wanted a new job found one in the end - I bet you have loads of transferable skills.

    One of the worst things is waiting to find out what will happen, so I sympathise with you
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    Thanks everyone for the kind words! Im just glad the process is started now and it's the beginning of the end. Only time will tell if this will have a positive or negative effect on my MFW journey. I'll keep you posted!!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    Not looking forward to assessing the damage in 2016 and working out if I'm still on target!

    Happy New Year everyone! We'll work that out later!!!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Just enjoy the rest of the holiday for now, firegirl, you're ready to gear up into action, not much to be done tonight except go with the flow :)
    2023: the year I get to buy a car
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    Well NYE ended with one of my friends with a broken leg! She slipped with flat shoes on!!!! I can't believe it, I held her bloody leg together and could feel the bones moving inside. She's to get pins and everything. We got her into a taxi cause an ambulance wouldn't come for her and the doc said she should have been in an ambulance.

    Back to mortgage balance £233849 now but hope to sort out more in Monday by moving some cash about. Then I'll work out how to meet this years target!!!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    Wish me luck cause I'm working out if I can reach my target!!!!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    Wish me luck cause I'm working out if I can reach my target!!!!

    I'm back with good news! I will def meet my 19 year target!!!! But I'm setting myself a wee push to get closer to the 15 year target and I want to get the mortgage to below £227000 by May.

    Plan is to do at least £200 of ebaying. I'll be searching the house tonight!!!!

    Managed to stay out of the sales this year!!!! Woooohooooo
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
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