2 entries for same debt

rosiesposies

Looking at hubs credit file on noddle and Equifax


he has the default registered with the dca on 14/03/2013
but then ccj for the same debt exactly a year later


Is this correct reporting?


the CCJ was only for part of the debt not the whole thing.
the amount that has been paid for the CCJ has now been satisfied but how do we get this updated on the credit files?


there is still further debt to pay for the balance to the DCA directly which he does via stepchange.


Any ideas?

Tixy

Yes it is correct that a credit account entry with default would appear as well as a CCJ.

The judgement date is a factual date, presumably just a co-incidence that it is exactly a year after default.

Regarding a notice of satisfaction for the CCJ - you can apply to the court for such a notice info on this link http://www.trustonline.org.uk/understand-judgments-fines/ccjs-and-county-courts/certificate-of-satisfaction-satisfied-vs-unsatisfied-ccjs