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£100 Shell authorisation on credit card - is this normal?

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  • molerat
    molerat Posts: 34,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When you put the card in, it'll say something like "Maximum Fill, GBP 100", which is the amount your card has been authorised for.
    Tesco and Asda show max fill £99 but still only auth £1.
  • 20aday
    20aday Posts: 2,610 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    By rights you should be getting the Clubcard points for the normal transaction and also the 1 point per £4... Unless you're not a Tesco Credit Card holder?
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
  • King_Of_Fools
    King_Of_Fools Posts: 1,607 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I seem to recall reading that £100 is authorised on all credit cards but that Visa and Mastercard drop that to £1 after the proper transaction goes through.
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    I only use pay at pump with Asda - these tend to be unattended.

    It works with all my debit cards with at least £1 deposited - even my one 'online' Visa Debit ;)
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • planteria
    planteria Posts: 5,322 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    grumbler wrote: »
    Why can you not get the points at a pump?

    there is a thread about this, but using a Clubcard Creditcard as a Clubcard, and paying in the kiosk, pays double points. perhaps, though, you now know that this works via PaP too. fwiw, i prefer using the kiosk anyway.
  • r2015
    r2015 Posts: 1,136 Forumite
    Home Insurance Hacker! Cashback Cashier
    Years ago you never saw this because you only checked your debit/credit card once a month when you got your statement, not checking online 2 minutes after you used your card.

    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
    over 73 but not over the hill.
  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Uniform Washer
    planteria wrote: »
    there is a thread about this, but using a Clubcard Creditcard as a Clubcard, and paying in the kiosk, pays double points. perhaps, though, you now know that this works via PaP too. fwiw, i prefer using the kiosk anyway.

    It always worked at [EMAIL="P@P"]P@P[/EMAIL], but there was an issue (last year?) where it stopped working and only awarded 1 point per £2 - it was remedied and the points not issued were credited later. Works fine now - 1 clubcard per £1 plus whatever from the card you pay with.
  • zerog
    zerog Posts: 2,478 Forumite
    Pay at pump allows you to reduce the price with Tesco Fuel Save before you pump, so that you can pump an amount in whole pounds and not waste any pennies which won't earn clubcard points or amex points :D
  • Mr_Poves
    Mr_Poves Posts: 238 Forumite
    I had the same problem when I bought fuel at asda , I used a pre paid mastercard which I use for my business account , Put £20 in , and got debited £100 and it was actually missing from my account all weekend until the mon or tues .
    The problem I had with it , was if someone had done this and literally only had £100 in the account that would of left them skint all weekend !
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