my dro

pauljl82

Hi all. I'm new on here so this may already have been answered before. I have a debt relief order which started on 3rd November 2014. I included all my debts and the companies were informed. However everyday loans have contacted me via letter that saying that my account is in default and I should make every effort to make payment. They are included in the dro and are aware of this. What do I do about this?.

debt_doctor

Hi,


Send them proof of your DRO and / or ask the DRO unit to do the same.
DD

Sabrina2000

Or just be patient, give it time everything will drop off one way or another.

fatbelly

Dear Sir/Madam,

Account number: [insert account number]
Debt Relief Order: [insert Debt Relief Order number]

I am writing in response to your letter of [insert date] concerning my proposals for repayment of the sum of £[insert amount].

Please note that I have scheduled you as a creditor in the DRO awarded on [date]. Any further interest and charges are also included in the DRO.

You should have received a letter from the DRO Unit with the following information:

• confirmation that a DRO has been made
• that you have no remedy in respect of this debt during the DRO moratorium (section 251G of the Insolvency Act 1986)
• that at the end of the moratorium I will be discharged from liability to you (section 251I of the Insolvency Act 1986).

If you feel that you should not have been scheduled to the DRO, you could have objected to the DRO within 28 days in accordance with section 251K of the Insolvency Act 1986 and rule 5A.14 of the Insolvency Amendment Rules SI 2010/642.

By attempting to recover the sum scheduled to the DRO you are trying to exercise a remedy which is prohibited by law. Any attempt at court action will be defended either as an abuse of process or on the ground that there is no longer a debt, depending on what stage you make the claim.

Please amend your records accordingly and confirm that you will be taking no further action in respect of this account.

Yours faithfully