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Contents insurance claim declined

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  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Are you or the police aware of any similar break in's in the area around that time, especially ones with no signs of forced entry?

    I recommend you google "Lock Bumping" and also type in "Lock Bumping" into youtube
  • xMonsoonx
    xMonsoonx Posts: 178 Forumite
    Quentin wrote: »
    What reason did you get that endorsement on your policy?

    This. Next course of action is to confirm if this endorsement was put on for a discount or a condition of cover.

    If condition of cover, they would not have insured your property if you didn't have those locks and comply with the endorsements. If for a discount, some insurance companies can be a little more lenient.

    Find the above out and make your complaint regarding the outcome of the claim.

    In the meantime, upgrade your locks - consider the ABS locks.
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