Have I got this right?

Katnira

First post as I can't remember my login from years ago. I'll try to be brief but give as much info as I can.

I've got an opportunity to possibly return to work after 10 years of being a carer for 2 of my children who are disabled. I'm trying to check if I understand things correctly after getting different answers on online calculators.

I'm 44, 3 children (2 disabled - one severely), lone parent, dad pays no maintenance and is court ordered to not have contact with the children. Up til now, the household income has been IS, CTC, CB, CA and my childens DLA. Also had FSM and council tax reduction.

I could potentially be offered a job for 30 hours a week, paying £11k pa. By my calculations:
- CTC would remain the same
- I would be eligible for WTC
- CA and IS would cease
- FSM and Council Tax reduction would cease

I would need to consider extra expenses of childcare, petrol, etc.

Have I understood things correctly? Any help would be appreciated.

xylophone

Will the job offer a pension? See https://www.gov.uk/workplace-pensions


"How your take-home pay changes
Joining a workplace pension scheme means that your take-home income will be reduced. But this may:

mean you’re entitled to tax credits or an increase in the amount of tax credits you get (although you may not get this until the next tax year)
mean you’re entitled to an income-related benefit or an increase in the amount of benefit you get"

Katnira

I'm not sure about pensions, I will ask.

As for childcare, it won't be registered as I'm hoping to use an ex-carer that I know who worked for me for years when the children were younger. It would be a few ad-hoc hours per week when I need to be in the office instead of working from home.