Defaults showing 5yrs after discharge from bankruptcy

lawbel

Hi
We were discharged from bankruptcy in 2010! On experian credit report we have very good/excellent scores. We applied for a mortgage which was going well until they checked with Noddle who are showing defaults for everything that was included in the bankruptcy! should this not be saying satisfied or discharged date? I would be grateful for advice on how I can deal with this and who?

ghostfinder

did you do the credit file clean up after BR ?

CKhalvashi

You will need to clear your file.

The default date should be no later than the date of your BR. If it is, ask for it to be changed.

xHannahx

Default date should be the date you were declared bankrupt at the latest. The defaults remain for 6 years from when they were entered regardless of the bankruptcy hence why they tell you the bankruptcy will impact you for 6 years,

lawbel

Thanks how do I clean up my file?

fermi

--> Credit Reference File Clean Up Post Bankruptcy