Can't afford to return to work after maternity leave

Phoebe-

I can't tutor as I don't have any qualifications to do this, and husband is unwell and struggles with his 30 hours a week as it is, so not an option for him either.
I will look for another non-term time job once I am on maternity leave though.

GwylimT

Phoebe- wrote: »

I can't tutor as I don't have any qualifications to do this, and husband is unwell and struggles with his 30 hours a week as it is, so not an option for him either.
I will look for another non-term time job once I am on maternity leave though.

You don't need specific qualifications to tutor, someone capable of supporting a SEND student in a subject needs to be confident and knowledgeable in that subject, its structure and content therefore you couls tutor in it. If you put a bit of work in to familiarise yourself with other exam boards and entrance exams you can also tutor those.

We have a few LSAs charging around £17 an hour in their subject.

[Deleted User]

Hi,

PlymouthMaid wrote: »

I wouldn't say the above was harsh but it does make an awful lot of assumptions about the availability of grandparents and their lives. I am a new Nan but I am likely to be working myself for another 15 years so whether I would be 'delighted' or not is academic.

understand what you are saying.

I'm a bit old fashioned and was thinking about old fashioned grannies, the kinda motherly motherly thing, where if you were needing a hug, she was the one to go to.

Maybe modern grannies are a bit more 'hip'.

Phoebe-

I don't work in a specific subject though, I work in all subjects and I also work in a special needs school for a few hours a day where it's very basic (KS1), so I really wouldn't feel confident enough to tutor someone. In addition, we live in an area where parents wouldn't pay for tutoring. As much as I enjoy my job, I think my only option really is to look for a job not in a school, so that it's properly full time and therefore more money.

rach_k

If your husband isn't well enough to work full time, could you look at getting a full time job after maternity leave and he could be a SAHD? Then at least there would be one full time wage coming in and he could look into some after-school or weekend tutoring type work. My OH used to tutor kids in maths when he was at uni I think. He had no qualifications to do so, other than being good at maths and good at explaining things to kids!

billywilly

FBaby wrote: »

30 hours is only 4 days a week. Could you look for hours when your OH is at home?

30 hours a week is classed as full time both by the DWP and HMRC.

When I worked it amounted to 35 hours a week and anything over that was overtime at time and a half!

PlymouthMaid

Ha ha FrugalmcDugal - I am very motherly and my girls most definitely come to me for hugs and help but mortgages and bills still have to be paid and pensions don't kick in until late sixties so no childcare available during working hours. Anyway, mustn't hijack thread but I am sure many grans are in the same position of being unable to help.

billywilly

FBaby wrote: »

30 hours is only 4 days a week. Could you look for hours when your OH is at home?

30 hours a week is classed as full time, both by the DWP and HMRC.

When I worked it amounted to 35 hours a week and anything over that was overtime at time and a half!

It was never the question that my wife would return to work after having our family - it was my responsibility to provide for them all. We bought our home, had holidays, a decent car, clothes etc and quite honestly didn't go without. She last worked when she was 35 and that's 36 years ago!

sheramber

Have you considered becoming a childminder. That way you would be at home with your baby and earning some money?

jayII

Have you used the benefits calculator but input the details as if you are already back at work (inputting x amount for childcare)?

You should be entitled to working tax credits and/or childcare tax credits, or additional benefits under Universal Credit (UC). Tax credits versus UC depends on where you live.

The citizens advice bureau might be also able to help work out what you're entitled to once you return to work.