Experian 123

Washingmachine_2

I have checked my experian credit file and on a mail order a/c I have a 123.
Payment due 16th
Nov - missed
Dec - missed
Early jan partial payment payment made to cover arrears
Jan - late payment but paid Balance of last statement and Feb (whole min payment due on jan statement)
On the report you can see the balance goes down under the 2.
Is that recorded correctly on experian?

Tixy

That would appear to be correct.
You missed the contractural payments/due date 3 months in a row.

Experian_company_representative

Hi Washingmachine

Washingmachine wrote: »

I have checked my experian credit file and on a mail order a/c I have a 123.
Payment due 16th
Nov - missed
Dec - missed
Early jan partial payment payment made to cover arrears
Jan - late payment but paid Balance of last statement and Feb (whole min payment due on jan statement)
On the report you can see the balance goes down under the 2.
Is that recorded correctly on experian?

Tixy, is correct, this how missed/late payments are recorded on your Experian Credit Report.

If you feel information has been recorded incorrectly by your lenders, please get in contact with us , we would be able to query the information directly with them on your behalf.

Kind Regards
James Jarvis