Tuesday 5th May - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!:money:

ziggy2407

Good Morning All

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Wet and miserable today so am I am glad we got lots of outside jobs done, the rest was abandoned when unexpected visitors arrived so up and at it today while motivation is high. Today's little list:

Packed lunch for DH & DS - Done
Stew in SC - Done, was lovely
Order prescription - Done
Eye Test @ 2pm - Done, gave me a banging headache (and I need glasses)
Ironing -
Continue purge on Emails - Done
Continue purge on FB & Twitter - Done
Surveys - Done
Check Banks - Done
Check swapits - Done
Enter a few comps - Done
All meals from cupboards/fridge/freezer - Done
Pamper feet this evening & nails - did earlier when had headache
Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win - Done
Read - not much today

Have a great day, love to you all

C x

DawnW

Morning all
Thanks for starting the thread Ziggy
I love the Kon Marie thread too, La E - I haven't done all the folding etc, but I have got rid of a lot of clutter

I posted on the 'other' thread yesterday as well, and was very confused when I discovered that there were two :huh:

Rainy here today, but at least I won't have to put watering the garden on today's list!

So far I have:
Cleared up after old dog's overnight accident in the conservatory
Food and water for chickens and let them out
Put washing machine on (hopefully it will clear up later so it can go outside to dry, if not, it will go on the airer)

Still to do:
Dental hygienist appointment later this morning

Take items already packed into car to sales unit after the dentist's, so I only need to take the car out once

Bread machine on later, though the neighbouring town where I go to the dentist has a lovely bakers shop which sells fresh loaves with olives, red peppers etc, so I will treat us to one of those for lunches for a couple of days

Spends today - dentists, some paper for the printer, some sand for GD's sand tray (as she got in such a mess digging in the compost in the plant pots last time :rotfl: and a nice loaf of bread

Whizz round with hoover etc later as I will be looking after baby GD tomorrow, and need it to be clean for her - and certainly won't get chance to do it while she is here :rotfl:

HM supper from what I have in - the other half of a duck that I bought at the butchers the other day, with roasted veg from the stash in the fridge

Tidy up the larder if I get the time - it is a bit of a nightmare in there :eek: Probably because it is small and I have too much in there But tidying the shelves and putting new packets etc into the correct storage jars will make a difference

That will do me for today I think. Hope everyone has a nice day

xJOJOx_2

Good morning all. Wet and windy day here!

Daily Dfw's
Check Banking/Emails
Postcode Lottery
Get some xmas presents from weekly budget tick
Nightly routine (plugs/doors etc)
Get some clothes for little ones from weekly budget tick
Phone up pharmacy4u and register
Packed lunches tick

Old school and making things last
Use same 'daily' eyeshadow/lipstick to use up some supplies
All lights/switches/TV off when not in use tick
All meals from stock tick
Charge phone and iPad at worktick
Used a bin bag from work to carry things home, then popped it in cuboard to reuse at another date tick
Oven switched off towards the end and left to cook with remaining heat tick
After cooking left oven door open for a bit of free heating lol tickMake use of free drinks tick
Use up - peanut butter tick

Entertainment and Leisure
Read one chapter in book
Set up tv ~ kinda done but couldn't get working last night

Home and decluttering
At least one lot of washing, dried and put away
Tidy Kitchen
Small bag to charity shop tick

Upping my in one
Onepoll

Have a good day all xx

foxgloves

Morning Campers,
Will be busy with the election over the next couple of days, so am hoping to get through a decent job list today. The money saving bits will be:
*Setting timer for overnight laundry on cheap tariff.
*Making a meal tonight from last of the leftover pulled pork & salad.
*Eat random leftovers for lunch.
*Make tomorrow's packed lunch & work snacks.
*Plant out greenhouse tomato plants & pot the outdoor ones up ready to harden up outside in daytime. Tomatos looking quite poorly as they've used all the nutrients so will give them a boost of seaweed.
*Sort out next bedding plants for hardening off. The 4 trays of cosmos I was given ready to be planted out now so might start that too.
*Water veggies.....depending on rain as supposed to be v wet today.
*Update grocery budget which is very depleted after hosting guests. Lots of food in stock though.
*Stitch wire back into bra.
*Write birthday thank-you letters. Have already got stamps, so an NSD looks v likely.
*Read free 'Observer'.....but only when jobs are finished.
*Pack away all the recycled stuff I've been collecting to re-use. Since my big 'Minsgame' declutter, the rule is that if it doesn't have a 'home', it can be chucked out.
*Start new charity shop bag.
*If time, re-list eBay items & do a few surveys. I've slacked on surveys recently, so need to get back to it, as am keeping running total of all this year's survey income (see signature) & want to see how well I can do.
*I don't think I'll get around to this one today - declutter household/cleaning cupboard. It is so full, I can't get anything else in it. Bit of a mystery as I use Stardrops for most jobs & buy v few cleaning products. Think I need to delve right to the back & start a 'Use it up' box.
Ok, time to get a shift on. Hope everyone has a good day.
F x

[Deleted User]

Morning everyone
Thank you for my welcome yesterday, and I do apologise for being a bit glum as I was just feeling a bit sorry for myself (!) but today is another day - albeit a rainy day here.

Today we are cancelling our Sky TV subscription and going to use our Freesat box, so we only have to pay for the phone line as broadband is 'free'. This will save us approx. £35 per month.

Yesterday I managed to sell a few bits and pieces on FB and made £36. I have done a food cupboard/fridge/freezer inventory and made a meal plan for the next week, so as we have no other money spare, £36 is my food shopping budget for the 5 of us this week! Off to Lidl - we usually shop there anyway, but going to be extra careful from now on.

Start a new charity shop bag - thank you foxgloves, will do that today too and clear more stuff.

Have gone round the house and turned everything off and have had a good look at what is plugged in and costing me money, and have managed to remove a few bits and pieces and might sell them lol!

We have a dryer and really should use an airer when it's wet outside, but we have a very hairy labrador and all it takes is for him to walk past the washing and it's like I have fur clothing. Haven't got anywhere to put one really, unless I use the bathroom (dog not allowed upstairs!)

Also need to get some cheap paper for the printer for kids homework and for drawings etc. Will see if Lidl has any cheap stationary in today.

That's about all for today, hope you all have a good day

[Deleted User]

BTW - Foxgloves - I love your mantra for avoiding debt, that sums it up really well and that will be something that sticks in my head from now on.
At the moment in our situation it is not easy, but I am doing my best not to spend a penny more than I have to, otherwise it will just be one more thing that we have to deal with when our finances are in better shape.
So thank you x

Bobarella

Morning All
Well today has been spectacularly anti climatic so far. The big cheque I paid in last Thursday From the insurance was supposed to clear today according to the bank. Anyway I called to clear a debt today and my card was declined. So I called the bank. Who tell me I've failed security and they need to call me back. I explained I work in a shop and can't be answering my phone all the time. So of course they pick just as my first customer of the day is arriving....really peed off.
I know it's only a temporary set back but it's annoying.
Anyway off to search out my small things mojo and get on with the day.
Back late bob

YORKSHIRELASS

Morning everyone

Off work poorly with some sort of flu bug so wont be spending anything today. Have got a shopping delivery coming, dont normally use T@sco but they sent me a £12 voucher and I couldnt make it to the supermarket anyway.

Might do a bit more work on my finance spreadsheets if I feel like it otherwise it will be a day on the sofa in front of the telly.

Glad you are feeling a little bit more positive Purple.

1HANNAH

Morning all, Thanks Ziggy for the start,


Not had chance to read thread yet, will be back in a bit to catch up.


Todays list
* Switched mobile off over night :j
* Heating off :j
* Kids breakfast free at Schools breakfast club :j
* Fill water bottle at gym :j
* Gym - shower (using up mini shampoos samples etc) & dry hair :j
* All meals from stores - plan & prep - all veggies/salad prepped for tonight :j
* Check email survey oppurtunities - non available at the minute
* Unsubscribe from junk emails :j
* Drink warm water rather then tea/coffee save the cost of tea/coffee/milk and less calories too :j
* Try to use something out of the use up food box - going to use some dates for cake and make some protein ball using whey protein & some other dates :jAlso used a herb pack thing to cover some chicken for our tea, with enough left for tomorrow night too.
* Read a few pages of a book - bought more then a year ago, about time I read some of it Read 3 pages but better then nothing.
* Do some Swagbucks : running sbtv app will also look for surveys tonight
* Check checkoutsmart :j yay first payment of £8.47 received :j
* Check shopitize :j
* Check Sun perks :j and rung to cancel subscription, they didn't try to keep me this time with any offers though (like the last twice I've rung to cancel!)
* Check FPL :j
* Check TCB :j
* Check Quidco/clicksnap :j
* Use nectar search (aiming for 10 a day on comp & 7 a day on app)
* Use up pamper box contains (used up 1/17 nail polish 1/4 handcream 0/1 footcream 0/3 perfumes so far) :j so far used some perfume
* Use up household box contains (used up 2/5 shower spray & 1/1 spray cleaner that I didn't like so far) :j shower spray used
* Check Banking/update spreadsheets :j
* Hang washing on line not much chance of that today! Did manage to get 1 load nearly dry after all.
* Make families lunches for school/work & one for me too :j
* Wash a load at 30 degrees 1st load in :j 2nd load in and done
* Strip & remake all the beds This will have to go on tomorrows list.
* Make date cake (used up 1 1/2 out of 23 packs of OOD dates which will make 46 cakes!) :j cooking as I type
* Make butternut squash soup :j on the hob as I type, hope it hurries up though cos I want it for lunch and its already 13.50! I really enjoyed it when I got it at 2pm!
* Add items to charity bag Nothing added today, but nearly been through everything now.
* Clean & tidy fridge :j
* Update freezer list :j
* NSD :j
* Clean & tidy freezer :j
* Order online shop from sainsbob (don't use them normally but had a £18 off first shop so may as well! :j booked for tomorrow afternoon

1HANNAH

Right am back and have caught up!!


Thanks again for the start Ziggy and its grim weather here too!


La Escocesa, you are sounding very organised!


Dawn, The bread in your local bakers sounds lush!!


Jojo - Have a good day, sounding very organised!


Foxgloves Your survey total to date is brilliant!


Purple Hi & welcome to the thread, its a great thread to keep on track and it sounds like you are doing really well today.


Bob oh no! I hope that the bank gets sorted soon & that your day improves.


Yorkshirelass Hope you are feeling better soon.