Best card for moving credit card debt and money to pay overdraft?

CountryG_2

Just wondered whether anyone could help. Was interested in moving debt from other credit card to Santander for 23 months, but not sure if this does balance transfer from bank too to pay off my overdraft as well. If not, can anyone point me in the right direction of a credit card that does both at the best rate. Many thanks in advance.

YorkshireBoy

Santander 123 doesn't offer money transfers.

You need to look at MBNA and Virgin products.

Re "best rate", they're all 0%.

So the best 'card' will be the one that has the lowest fee(s) for your chosen repayment duration.

bargainbetty

You also have the option of using your existing card forenough household purchases etc for a month instead of money in your current account to reduce/clear your overdraft, then do the balane transfer once you have used the available credit to 'move' your overdraft onto the card.

Make sure you have a proper budget in place so you don't run the OD and old card back up - or better still get them both closed.

CountryG_2

Thank you both so much, really value your time and information.